Protecting the vehicles of your business
Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that’s right for you and your business.
When a driver distracted by a cell phone is your employee, your business may be liable for any damages or injuries they cause. If an employee uses a cell phone to conduct business while driving, or takes a personal call in a business vehicle at the time of an accident, an employer can be held vicariously responsible for damages.
The exposure for employers of distracted drivers can be greatly reduced if the company implements an effective cell-phone policy.
This PDF contains tips for developing a cell-phone policy for your business.