Get Cyber Protection Today!

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$250,000 for $250

  • Only $250/year for a $250,000 limit
  • No deductible
  • Automatic admission
  • A+ rated by AM Best
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No Application

  • No underwriting
  • Easy to add
  • Establish a baseline for your cyber program
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Comprehensive

  • No business class exclusions
  • More comprehensive than endorsements
  • Fewer sub-limits

You will be redirected to a site hosted by FifthWall to complete your sign up.

Coverage provided by:

Cyber Peace of Mind

Cyber attacks happen to organizations of all sizes – but small to midsized businesses are particularly at risk. A wrong click by an employee and your business could be closing its doors. That’s why we’ve partnered with the cybersecurity experts at FifthWall to provide you with Cyber Peace of Mind, a low cost offering that includes:

Cyber Liability Insurance

A cyber safety net of $250,000

Breach Hotline

24/7 access to cybersecurity experts

What is Cyber Liability Insurance?

The Enterprise Cyber Liability program protects businesses from the cost of an actual or suspected violation of a privacy regulation due to a security breach that results in an unauthorized release of protected personal information that is in its custody. The organization will have $250,000 of coverage for the following:

  • Regulatory fines and penalties (including PCI DSS – the standards businesses are required to follow if it accepts payments via credit card)
  • Defense & settlement or judgement
  • Forensic costs to investigate a suspected or actual breach
  • Crisis management
  • Fraud prevention expenses
  • Notification costs
  • Credit monitoring services
  • Call center
  • Public relations
  • Associated legal expenses

Included $100,000 E-Theft Endorsement: Adds coverage for the theft of money, securities, or other property of value resulting from a breach and transferred to a person, place, or account beyond your control.

Why is having a Breach Hotline so important?

Small to midsize businesses rarely, if ever, have the internal expertise to navigate a breach. FifthWall’s 24/7 Breach Hotline exists to be a business’s personal, on call experts, in the event that they have a breach:

  • Available 24/7 – One number to call in the event of a known or suspected breach.
  • Provides breach guidance, recommendations and actionable next steps.
  • Will act to “stop the bleeding” of a breach.

Coverage Details:

Full Aggregate Limit of $250,000

  • 1st and 3rd party Defense and Liability
  • Privacy/Regulatory Fines and Penalties
  • Fraud Response
  • Public Relations
  • Forensics
  • Associated Legal Expenses
  • Notification Expense
  • Credit Monitoring
  • Call Center/Notice Website
  • Services to re-certify compliance with PCI Security Standards
    • PCI Fines and Penalties

Endorsement of $100,000

  • Electronic Theft of Money and Securities

Sub-Limit of $10,000

  • Ransomware/Extortion
  • Telecommunications Theft
  • Social Engineering Fraud

Note: All claims must be reported to the insurance carrier within 60 days of first knowledge of the actual or suspected breach; please refer to the actual policy for complete terms, conditions, and exclusions. The policy sublimits the following to $10,000 each: ransomware, telecommunications theft, and social engineering fraud.

Cyber Coverage provided by: