UNITEL Communications Benefits Options

Quality and Affordable Employee Benefits

As the largest independent insurance broker with over 700 communications industry clients, UNITEL Insurance has worked to build employee benefit options for both businesses that currently offer these benefits, and those looking to add for their employees. For companies with 3-20 employees, we’ve pre-built benefit options to make the process simple.

Available coverages

Each tab below outlines coverage options, begin below to receive a proposal for your company.

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Benefits program options

Silver

Group Life/AD&D:   $15,000 Benefit

Dependent Life:   None

Gold

Group Life/AD&D:   $25,000 Benefit

Dependent Life:   None

Platinum

Group Life/AD&D:   $50,000 Benefit

Dependent Life:   $5,000 Spouse/ $1,000 Child Benefit

Platinum

12 weeks benefits

8 day waiting period

60% income replacement

Gold

90 day elimination period

50% income replacement

$3,000 max monthly benefit

Platinum

90 day elimination period

60% income replacement

$6,000 max monthly benefit

Gold
Deductible
In-Network Non-Network
  Preventative $0 $0
  Basic $50 $50
  Major $50 $50
Family Deductible 3X per person
Coinsurance
  Preventative 80% 80%
  Basic 50% 50%
  Major 50% 50%
Max Annual Benefit $1,000
Max Accumulation Included
Platinum
Deductible
In-Network Non-Network
  Preventative $0 $0
  Basic $25 $25
  Major $25 $25
Family Deductible 3X per person
Coinsurance
  Preventative 100% 100%
  Basic 80% 80%
  Major 50% 50%
Max Annual Benefit $1,500
Max Accumulation Included

Note: If employee paid, you must have at least 5 enrolled employees. If employer paid, you must have at least 3 enrolled employees.

Platinum
VSP Choice Network
Deductible
  Exams $10 Copay 1 per 12 Mo.
  RX Glasses $25 Copay 1 pair per 12 Mo.
  Frames $150 allowance lenses 1 set per 12 Mo.
20% off over allowance
Contacts (elective) Up to $60 for exams 1 per 12 Mo.
$150 allowance lenses Instead of lens and frame benefit
Contacts (necessary) $25 Copay 1 per 12 Mo.
Instead of lens and frame benefit
Lens Enhancements Most options covered after a copay, saving members average of 20-25%

Note: If employee paid, you must have at least 5 enrolled employees. If employer paid, you must have at least 3 enrolled employees.

Looking for other insurance options for your business? Contact us.

Insurance options built for you

Request benefits for your group