February 2, 2024

Risk Transfer Via Contractual Agreements is Essential

Contractual requirements, litigation and the potential for extended liability are challenges the communications industry faces with more regularity, making risk management a necessity. With these challenges, it's imperative to understand the process necessary to transfer risk and reduce your operating exposures to contractors that you may hire.
February 2, 2024

Bring Your Own Device Policies

Writing a BYOD policy forces companies to think things through before they turn their employees loose with their own smartphones and tablets on the organization’s network. To make sure nothing is overlooked, get input from people across the company: HR, IT, accounting, legal – workers and executives alike.
January 24, 2024

Top Health Plan Compliance Issues for 2024

Employers should be aware of the top compliance issues that impact their health plan coverage for 2024, such as plan transparency requirements, ongoing ACA litigation, possible expansion of ACA’s contraceptive coverage mandate or proposed legislation at state and federal levels to regulate pharmacy benefit managers (PBMs).
December 22, 2023

Two UNICO Advisors Named 2024 Marketplace Circle of Champions

Karla Wilson and Nikki Bruns were recognized by the Health Insurance Marketplace as a member of the 2024 Marketplace Circle of Champions for helping over 20 consumers gain qualified health coverage. Karla was also recognized as Elite Marketplace Circle of Champions for assisting over 100 consumers.
December 14, 2023

CAA Gag Clause Attestation Due December 31st, 2023

CAA prohibits group health plans and health insurance carriers from entering into agreements with providers, TPAs, or other service providers that include language that would constitute a “gag clause.” Plans and issuers must annually submit an attestation of compliance with these requirements. The first attestation is due December 31, 2023.
December 7, 2023

Facing the Insurance Market – Part 2

Already in 2023, there have been more extreme events in America that cost at least $1 billion, exceeding the 2020 record. Catastrophes, the mounting costs of building materials and four other driving forces are increasing the cost of property insurance.
December 4, 2023

How to Fight the Effects of Distracted Driving

Distracted driving is a huge potential problem for any company that may have employees who drive as part of their jobs. The problem of distracted driving continues to grow due to new technologies making distracted driving easier, drivers not guided by employer policies and harried workers that feel the need to work harder and faster.
December 4, 2023

Protect Your Facility From Power Surges

A power surge may only last a millisecond, but the resulting problems could easily affect your business for days, weeks or months to come. Power surges can happen anytime. Although most of us think of lightning as the main culprit of power surges, most of the time they are caused by electrical devices that require lots of power to operate.