Personal Insurance

Guarding your biggest investments

Pride in ownership—it’s a beautiful thing. You’ve worked hard to establish your version of the American Dream, and we’re here to help you protect it.

Our Personal Insurance Agents will work with you to develop a custom-tailored, affordable insurance program to safeguard you and your family as well as your home, auto, and other valuable possessions.

Contact us to discuss Auto Insurance, Home Insurance and other insurance options as described below.

 

 

Auto Insurance
Smart drivers are responsible drivers.

At UNICO Group, we combine great auto insurance with great service to give you the best possible customer experience. Our specialists will work with you to assess your situation and find a policy that keeps you and the other drivers on your policy protected.

As your trusted source of car insurance, UNICO offers a variety of coverage and additional protection such as:

  • smart driverAccident forgiveness
  • Collision coverage
  • Comprehensive coverage
  • Liability coverage
  • Uninsured and underinsured
  • Roadside assistance
  • Rental reimbursement
  • Medical pay
  • Miscellaneous vehicle insurance
Home Insurance
Protect your home and everything in it.

UNICO Group is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.

  • homeProperty insurance
  • Homeowners liability
  • Renters insurance
  • Condo insurance
  • Mobile home insurance
  • Scheduled property insurance
  • In-Home business insurance
Personal Umbrella
Be ready for anything and everything.

An umbrella liability policy works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

Personal umbrella insurance can be applied to events such as:

  • Car accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf course injuries
  • Defense fees and other legal costs
  • Personal injury coverage for claims of libel, and slander
Health Insurance
Good decisions today for a healthy tomorrow.
Prescription

When it comes to your health you can never be too careful, and with the rising cost of medical care, health insurance has become a top priority. In order to have your health expenses covered at a reasonable price, having the right insurance is a necessity. Although plans vary according to your needs, they can cover anything from medical and hospital expenses to prescription drugs.

While finding the right health insurance is not always an easy choice, our representatives are committed to providing the knowledge and support you need to help you make the right decision for you and your family.

Medicare
Types of Medicare:

bigstock-Nursing-Home-Visit-3243585Medicare Part A helps cover inpatient care in hospitals, skilled nursing facilities, and hospice and home health care. Generally there is no monthly premium if you qualify and paid Medicare taxes while working.

Medicare Part B helps cover medical services like doctors’ services, outpatient care and other medically necessary services that Part A doesn’t cover. You need to enroll in Medicare Part B and pay a monthly premium determined by your income, along with a deductible.

Medicare Advantage Plans, also known as Medicare Part C, are combination plans managed by private insurance companies approved by Medicare. They typically are a combination of Part A, Part B and sometimes Part D coverage, but must cover medically necessary services. These plans have discretion to assign their own copays, deductibles and coinsurance.

Medicare Part D is prescription drug coverage and is available to everyone with Medicare. It is a separate plan provided by private Medicare-approved companies, and you must pay a monthly premium.

If you’re nearing retirement age, or are over 65 and still working, you may have questions about Medicare. UNICO Group can help you with the resources to help you navigate those questions.

To talk to our Medicare Product Specialist,  give us a call at 402-434-8050.

Click here to learn more about our Medicare Services.

Life Insurance
Protect what matters most.

Your family is your responsibility and your life, and there’s nothing better than watching them succeed and sharing in their ambitions, dreams, and conquests. But should something unexpected happen to you, you’ll want to be prepared for providing the security your family needs to keep their futures safe and sound.

At UNICO, we understand that as things in your life change, so will your financial and insurance needs. That’s why it’s important to review your life insurance options with a specialist you can trust.

Identity Theft Insurance
Get back to being yourself.

Identity theft has become the fastest growing white-collar crime in America. All it takes is your name, social security number, and date of birth, and a thief can apply for everything from a credit card or a bank loan to an insurance policy. Having your identity stolen damages your sense of security, but the real hardship may be how difficult, time-consuming, and expensive it can be to restore your credit and get your life back on track.

Identity theft coverage from UNICO Group is a simple and affordable way to protect you and your family from this growing threat. By adding ID coverage to your current homeowners, condo, or renters insurance policy, you’ll receive invaluable tools to help cover the costs and expenses of restoring your identity.

Included in a policy with identity theft protection are expenses associated with:

  • Attorney fees
  • Costs of certified mail
  • Loan re-application fees
  • Costs of long distance phone calls
  • Reimbursement for lost income
  • Costs of executing affidavits