Business Insurance

Tailored solutions for your business

At UNICO, we employ a unique process where we’ll help you find complete solutions to protect your employees and your business. Our exceptional service and attention to detail will save you time and hassle – so you can focus on other aspects of your business and life. And you can rest assured that our industry experts have the knowledge and experience needed to create the best plan for your unique circumstances.

Proven results

In 2019, our claim advocacy and reserve verifications lowered claim reserves by over $4,400,000 resulting in over $2,000,000 in premium saved due to decreases in their experience modification factor.

We’ve got you covered

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Property

Property insurance protects your business’ physical location and property including: commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, etc.

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General Liability

General Liability insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties. These may include premises and operation, personal and advertising injury, medical payments or products/completed operations.

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Commercial Auto

Business auto coverage insures vehicles that are owned, leased, hired, or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships.

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Umbrella Liability

Umbrella insurance protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits.

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Cyber

When cyber attacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime.

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Management Liability

While every business is unique, there are universal exposures that all businesses face. Management liability is a hybrid policy that combines several coverages essential to standard business operations that are normally sold individually.

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Loss Control

A quick response to a loss can be the difference between a minor incident and a costly disaster. At UNICO, we have the resources you need to prepare your business and employees for a variety of scenarios.

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Workers’ Compensation

We take workers’ comp seriously, knowing it’s the most controllable form of insurance you have. Our Certified WorkComp Advisors work with you to establish a process that reduces costs and improves productivity.

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Industry Specific Programs

A quick response to a loss can be the difference between a minor incident and a costly disaster. At UNICO, we have the resources you need to prepare your business and employees for a variety of scenarios.

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