UNITEL Group Benefits for WISPA

Quality and Affordable Employee Benefits

WISPA and UNITEL Insurance have teamed together to give you access to a broad employee benefits portfolio and other services to make your employee benefits program even better.

Employer-paid and voluntary
  • Life/AD&D
  • Short-term and Long-term Disability
  • Dental and Vision
  • Critical Illness, Cancer and Accident
  • Executive Benefits
Benefits just for you
  • Preferred pricing
  • Extended rate guarantees
  • In-depth, needs-based benefit consultation
  • Flexible benefit options

WISPA logo

Group benefit options

Note: For single-line coverage, you must have at least 5 enrolled employees. For multi-line coverage, you must have at least 3 enrolled employees.

If you are a mid to large group and would like to request additional benefits, contact us.

Silver

Group Life/AD&D:   15K

Dependent Life:   None

Gold

Group Life/AD&D:   25K

Dependent Life:   None

Platinum

Group Life/AD&D:   50K

Dependent Life:   5K Spouse/ 1K Child

Platinum

12 weeks benefits

8 day waiting period

60% income replacement

Gold

90 day elimination period

50% income replacement

3K max monthly benefit

Platinum

90 day elimination period

60% income replacement

6K max monthly benefit

Gold
Deductible
In-Network Non-Network
  Preventative $0 $0
  Basic $50 $50
  Major $50 $50
Family Deductible 3X per person
Coinsurance
  Preventative 80% 80%
  Basic 50% 50%
  Major 50% 50%
Max Annual Benefit $1,000
Max Accumulation Included
Platinum
Deductible
In-Network Non-Network
  Preventative $0 $0
  Basic $25 $25
  Major $25 $25
Family Deductible 3X per person
Coinsurance
  Preventative 100% 100%
  Basic 80% 80%
  Major 50% 50%
Max Annual Benefit $1,500
Max Accumulation Included

Note: If employee paid, you must have at least 5 enrolled employees. If employer paid, you must have at least 3 enrolled employees.

Platinum
VSP Choice Network
Deductible
  Exams $10 Copay 1 per 12 Mo.
  RX Glasses $25 Copay 1 pair per 12 Mo.
  Frames $150 allowance lenses 1 set per 12 Mo.
20% off over allowance
Contacts (elective) Up to $60 for exams 1 per 12 Mo.
$150 allowance lenses Instead of lens and frame benefit
Contacts (necessary) $25 Copay 1 per 12 Mo.
Instead of lens and frame benefit
Lens Enhancements Most options covered after a copay, saving members average of 20-25%

Note: If employee paid, you must have at least 5 enrolled employees. If employer paid, you must have at least 3 enrolled employees.

Looking for a broader range of options?