Coverage designed for you

From design and administration to communication, our team will lead you to a custom tailored plan that retains valued employees, attracts qualified candidates, all while helping you stay within budget. As your trusted group benefits advisor, we will continually analyze your employee benefits data to determine whether your current plan continues to meet your needs.

Our unique approach enables us to develop a true partnership aligning our services with the needs of our clients while establishing clear expectations.

Strategic planning

  • Predict, plan and perform
  • Proactive strategies and services
  • Preparation for future
  • Opportunities and threats

Service

  • Team Size and Focus
  • Experience
  • Proactive Reaction to Needs
  • Effective, Efficient and Respectful

Expertise

  • Evaluate, examine and predict
  • Team approach
  • Delegation of duties
  • Maximize experience and resources

Connecting you to more

  • Strategic program review meetings
  • Manage ACA and compliance requirements
  • Consistent marketplace updates
  • Section 125, ERISA, etc. services
  • Complete open enrollment support
  • COBRA administration
  • Customized enrollment guides
  • Claim and billing assistance

We’ve got you covered

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Group Health Plans

Our team will lead you to a custom tailored plan that’s the best fit for your wants and needs. Available health plans include fully insured (traditional), level premium, or self-funded/captive.

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HSAs and FSAs

Introducing consumerism into your health plan requires an evaluation of the benefits and disadvantages of HSAs and FSAs.

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Additional Benefit Options

Offering an easy to understand, fair, well organized benefits package is a must for retention and recruitment. Through our carrier connections, we offer all major supplemental benefits include dental, vision, group life, life, short-term and long-term disability.

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Voluntary Benefits

Voluntary benefits, otherwise known as supplemental insurance or employee-paid benefits, are offered by employers, mostly or fully paid for by employees via payroll deductions, at a reduced group price.

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Medicare

Connect your employees with a Medicare specialist. UNICO ‘s Medicare specialists will help assist your employees nearing age 65 understand Medicare benefits and choose the right plan.

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Individual and Family Health Insurance

Individual health insurance is health coverage that is purchased by an individual or a family and is not tied to a job or a group of policyholders.

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