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Tornadoes can devastate homes, neighborhoods and entire communities in a matter of moments. While peak tornado season typically occurs between March and May, these powerful storms can develop at any time of year, often with little warning. That’s why preparation is essential in keeping your family and assets safe.

As your trusted insurance partner, we’re committed to helping you prepare for the unexpected, including the devastating impact tornadoes can have on homes and communities in mere moments. In this guide, we’ll look at how to ensure your family and home are protected before, during and after a tornado strikes.

Dark clouds going to heavy rain over the house roof.

During a Tornado

When tornado warnings are issued or you notice warning signs of an approaching storm, every second counts:

  • If You’re At Home: 
    • Move immediately to your designated shelter
    • Position yourself under sturdy furniture if possible
    • Cover yourself with blankets or mattresses for protection against debris
    • Keep your head covered and stay low to the ground
    • Remain in shelter until officials declare it’s safe to leave
  • If You’re in a Public Building: 
    • Proceed calmly to the building’s designated shelter area
    • Follow emergency protocols estalished by the facility
    • Stay away from windows and exterior walls
    • Protect your head from potential falling debris
  • If You’re in a Car or Outside: 
    • Never try to outrun a tornado
    • Avoid overpasses and bridges, which can create dangerous wind tunnels
    • If no shelter is available, lie flat in the lowest nearby area, covering your head
    • In your car: pull over, keep seatbelts on, lower your head below the window and cover yourself if possible

After the Storm

The period immediately following a tornado requires careful attention to safety:

  1. Proceed with Caution
    • Remain in your shelter until emergency officials confirm it’s safe to leave
    • Watch for downed power lines and avoid standing water that may conceal electrified wires
    • Use your nose to detect potential gas lakes,  then leave immediately and report it if detected
    • Wear sturdy shoes to protect against nails, broken glass, and other debris
  2. Home Assessment
    • Approach damaged structures with extreme caution
    • Do not enter severely damaged buildings until professional inspection confirms they’re safe
    • Document damage thoroughly with photos and videos before beginning cleanup
    • Contact your insurance carriers ASAP to begin the claims process
  3. Community Support
    • Check on vulnerable neighbors if you can do so safely
    • Follow official guidance from local emergency management
    • Connect with established relief organizations rather than attempting independent rescue operations

Final Thoughts

At UNICO Group, we believe in building lasting relationships that support you through life’s challenges. Our team stands ready to help you prepare before disaster strikes and to guide you through recovery if damage occurs.

Don’t wait until severe weather is in the forecast. Contact your UNICO Advisor today to review your coverage and ensure your family has the protection you deserve.