Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in early 2025.
The commercial insurance landscape is constantly evolving. See key market trends, emerging risks and strategies to help you navigate the complex market in 2025.
As the new year approaches, it’s crucial for employers to stay informed about the latest updates for 401(k)s, Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and High Deductible Health Plans (HDHPs). Explore all the changes in this blog.
Project owners or general contractors must carefully vet cto ensure jobsite safety and project security. Explore 5 risks associated with hiring uninsured contractors.
Moderation in premium increases continued in Q3, according to CIAB's quarterly survey. Increases across all account sizes rose by 5.1%, staying about the same as Q2 2024's 5.2%.
On October 1, 2025, the Nebraska Healthy Families and Workplaces Act (NHFWA) will take effect, mandating paid sick time in Nebraska for eligible employees. Ensure your business is ready with this rundown of all you need to know about it.
Signs of softened P&C market conditions were evident in Q2. Average increases for all account sizes averaged 5.2%, down significantly from Q1 2024’s 7.7%.
CAA prohibits group health plans and health insurance carriers from entering into agreements with providers, TPAs, or other service providers that include language that would constitute a “gag clause.” Plans and issuers must annually submit an attestation of compliance with these requirements. The first attestation is due December 31, 2023.
Already in 2023, there have been more extreme events in America that cost at least $1 billion, exceeding the 2020 record. Catastrophes, the mounting costs of building materials and four other driving forces are increasing the cost of property insurance.
According to CIAB's Q3 2023 Market Survey, respondents reported an average increase among all lines of business of 8.1%, slightly down from 8.9% in Q2 and 8.8% in Q1.
When it comes to employee benefits, proper communication helps employees recognize the true value of their benefits, which can lead to an appreciation of the company’s investment in their health and well-being.
Learn how employers can kick off open enrollment efforts, including offering competitive benefits to meet workforce needs, crafting employee messaging and effectively communicating benefits offerings.
There are many advantages to selecting an HDHP/HSA option at open enrollment time. However, many employees may not be aware of these advantages or understand how the HSA rules apply to them.
When transitioning from fully insured to a self-insured health plan, the employer takes on more financial risk and responsibility, including compliance changes, in exchange for added transparency and flexibility.