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Injury Management Tips-Lower Work Comp Costs

Claims Management

  • Consider unconventional or outside-the-box treatment if it will help an employee recover and return faster.
  • Contact your injured workers early and often. This will let them know that you care about them, which can help keep morale up and encourage their return to full, regular duty.
  • If your state allows you to direct or encourage employees to use certain doctors, use doctors who understand your business whenever possible. This will help ensure the best treatment for your employees and hopefully aid in return to work scenarios, keeping claims costs down.
  • Integrate strategic wellness programs into your company to help reduce injuries. Understand how chronic conditions, like obesity and diabetes, can affect or cause other injuries. Managing such diseases properly can reduce workers’ compensation claims costs.
  • Explain workers’ compensation benefits, programs and expectations during new employee orientation to keep future claims costs down. Make sure employees understand that they will not be punished in any way for making a claim or reporting an injury, and explain the importance of promptly reporting any injury or incident.
  • Make return to work a priority across your entire organization – every job should have a return to work provision, and every employee should know about it. Return to work program awareness should not just be the job of human resources or your claims adjuster.
  • Keep up to date on laws that impact your workers’ compensation claims. Be sure to know your requirements and responsibilities as an employer and how to address any possible or suspected fraud.
  • Keep tabs on what your claims administrator is doing; you should always know what is happening with a claim.

UNICO is considered experts when it comes to lowering workers’ compensation costs for companies. Our proven outcomes come from being Certified Work Comp Advisors and our team has the resources, tools and knowledge to help your company increase its profitability.