Filing an insurance claim can seem like a daunting task, especially following devastating events like fires or severe weather. Below is a list of useful information to make your claim filing experience as smooth and easy as possible.
Protect property from further damage
- Cover the property if it is exposed to the elements.
- Make temporary repairs, if reasonable and necessary, to protect the property from further damage.
- Maintain a record of all expenses incurred.
- Separate damaged from undamaged personal property.
Take photos of damage (if possible)
Prepare an inventory of damaged personal property
- List quantity, description and value.
- Attach bills, receipts, estimates and related documents.
Retain damaged property until a claims adjuster approves its disposal (unless a danger to safety exists)
- The adjuster may need to inspect the property.
- The insurance company may be able to salvage the damaged property.
Notify police in the case of theft
Expect to be contacted by the claims adjuster within two working days.
- If the damage significantly affects your continuing living/operations, we will request that the insurance carrier expedite your claim.
- Please let us know immediately if your circumstances change and this loss will have a greater impact on you personally/your business than originally anticipated.
