data breach

June 17, 2014

The Who, What, & Why of Cyber Liability

WHO Needs Cyber Liability Coverage? Any communications company engaged in providing computer services, Internet services or those companies using the Internet in its everyday course of business. WHAT Activities Create Cyber Risk? Use of Email • Support of Webmail • Internet Service Providers • Dependence on Network Services • Electronic Storage of Customer Information • Storage of Third-Party Trade Secrets and Data • On-Line Advertising and Marketing • Web Site Design, Development & Ecommerce • Web Site Activities (Content, Links) • E-Commerce • E-Brochures/E-Catalogs • E-Bill Payment • Internet/Digital Media • Electronic Bulletin Boards or Social Interaction WHY Does My Customer Need Cyber Coverage? A General Liability policy will cover a physical injury to TANGIBLE property. Information is not TANGIBLE property. A General Liability policy […]
October 21, 2015

Cyber Security For Your Business

Question: What are some steps we can take to protect our business, employees, and customers from the threat of hackers and data breaches? Answer: Cyber security is a serious and integral part of any computerized workplace and requires your attention to prevent breaches. To best protect your business, employees, and customers, take the following steps to ensure cyber security at all levels of your business: 1. Start with ensuring that your IT professionals responsible for building and securing your information networks have the capabilities and resources for assessing and managing your IT risk and security needs. This should include, at a minimum, identifying and protecting the proprietary data that could be potentially at risk with a secure, hidden, encrypted Wi-Fi network, password protections and firewalls […]
February 24, 2016

The Who, What, & Why of Cyber Liability

Who Needs Cyber Liability Coverage? Any communications company engaged in providing computer services, Internet services or those companies using the Internet in its everyday course of business. What Activities Create Cyber Risk? Use of Email Support of Webmail  Internet Service Providers Dependence on Network Services Electronic Storage of Customer Information Storage of Third-Party Trade Secrets  and Data On-Line Advertising and Marketing Web Site Design, Development & Ecommerce Web Site Activities (Content, Links) E-Commerce E-Brochures/E-Catalogs E-Bill Payment Internet/Digital Media Electronic Bulletin Boards or Social Interaction Why Does My Customer Need Cyber Coverage? A General Liability policy will cover a physical injury to tangible property. Information is not tangible property. A General Liability policy also excludes electronic data. Claim Examples: Trademark Liability ISPs are liable for their own activities that constitute trademark infringement. […]