February 24, 2025
Q4 2024: P&C premiums up 5.4%. Commercial auto leads at 8.9%. Cyber drops 1.8%. Market moderation continues, with varied trends across lines.
- Filter by
- Categories
- Tags
- Authors
- Show all
- All
- About UNICO
- Achievements
- Announcements
- Artificial Intelligence
- Capital Markets
- Client Spotlight
- Commercial
- Community Involvement
- Contractors
- Cyber
- Education
- Employee Benefits
- Loss Control
- News
- Personal Lines
- Real Men Wear Pink
- Risk Management
- UNICO In the News
- UNITEL
- Upcoming Events
- Work Comp
- All
- §4980H(b)
- §4980H(b) penalties
- §4980H(b) requirements
- 2023 Best Place to Work in Lincoln
- 2023 top 10 osha violations
- 2024 Best of Omaha
- 2024 employee benefits trends
- 2024 open enrollment preparation
- 2025 best of omaha
- 2025 changes
- 2025 flexible spending arrangements
- 401K 2025
- ACA
- ACA reporting
- Account Security
- ACH fraud
- Adam Johnson
- adding teen driver to insurance
- additional insured
- ADR
- ADR options
- adverse weather safety measures
- aerial lift safety
- affordability percentage
- Affordable Care Act
- Affordable Care Act reporting
- affordable coverage act
- Agent Licensing Reform
- American Benefits Council
- amy hruska
- ancillary benefits programs
- Announcement
- annual driver review
- annuities
- applicable large employers
- asset management program
- associates in risk management
- attestation responsibility
- Attorney involvement in claims
- attract employees
- attractive benefits offerings
- auditing cybersecurity procedures
- auto after-market
- auto dealer
- auto industry
- auto insurance
- avoid negligent hiring claims
- avoiding coverage disputes
- background checks
- basement tornado shelter
- BEAD funding
- bead insurance
- BEAD Program
- Ben Kruger
- benefit trends
- benefits
- benefits advisor
- benefits communications
- benefits customization
- Benefits Education
- benefits engagement tips
- best cyber insurance 2025
- best insurance rates for teens
- Best of Omaha
- Best of Omaha Independent Insuracne Agency
- Best of Omaha Independent Insurance Agency
- best of Omaha Insurance
- best omaha insurance agency
- Best Place to Work in Lincoln
- best places to work
- best places to work 2024
- Best Practices 2021
- Best Practices 2022
- Best Practices 2024
- Best Practices Agency
- Best practices insurance
- Big “I”
- BLS safety data
- Boy Scouts
- bucket truck safety
- building code changes
- building code compliance
- building compliance
- building ordinance coverage
- building reconstruction insurance
- building regulations
- building renovation insurance
- Building safety
- building safety compliance.
- business continuity insurance
- business continuity planning
- business cyber protection
- business cybersecurity
- business data protection
- business disaster prevention
- business email compromise coverage
- business equipment protection
- business income
- business interruption
- business preparedness
- business property protection
- business risk management for vehicles
- business severe weather
- business travel abroad
- business travel security risks
- business vehicle policy examples
- CAA Gag Clause Attestation
- California Workers' Compensation Institute
- capital insurance
- capital markets
- careers lincoln
- careers omaha
- Carly Carlson
- carrier competition
- casualty insurance
- catastrophic losses
- causes of coverage disputes
- CDL amendments
- central office surge protection
- Certified Insurance Counselors
- certified safety professional
- certified work comp advisor
- Certified WorkComp Advisors
- Chad Ideus
- change in capacity
- changes to experience mod factor
- Charity
- Chase Keitges
- check fraud
- Chris Danielson
- Chris Senkbile
- CIAB
- CIC
- claim advocate
- claim reserves
- claim severity
- claims
- claims adjuster
- client relationships
- Client Spotlight
- client support
- client-focused insurance.
- CMV
- code upgrade coverage
- cognitive distraction
- coinsurance
- cold weather workplace accidents
- Commercial Auto
- commercial auto insurance considerations
- commercial auto premiums
- commercial building codes
- commercial driver's license
- commercial fleet safety
- Commercial Insurance
- commercial insurance rates
- commercial insurance risk management
- commercial insurance trends 2025
- Commercial Motor Vehicle
- commercial motor vehicle safety
- Commercial Property
- commercial property hail
- commercial property increase
- Commercial property insurance
- commercial real estate insurance
- commercial surge protection
- commercial vehicle safety procedures
- common contractual risk transfer tools
- common qualifying events
- communication
- communications cybersecurity
- communications equipment safety
- communications industry
- communications services
- community tornado response
- company cell phone while driving policy
- company culture
- company cyber protection
- company vehicle usage guidelines
- company vehicles
- complete the attestation form
- complex benefit programs
- compliance
- compliance strategies
- comprehensive risk management
- comprehensive water damage mitigation program
- computer protection
- Construction
- construction ai
- construction costs
- construction industry
- Construction industry risks
- construction lighting
- construction PPE
- construction safety
- Construction safety protocols
- Construction site fatalities
- construction sustainability practices
- Construction Trends
- construction trends 2024
- construction trends to watch
- construction worker heat exposure
- Consumer Protection
- contingent coverage
- Continuous Improvement
- continuous safety improvement
- contractor hiring
- contractor insurance
- contractors
- contractors' E&O
- contractors' E&O insurance
- contractos E&O
- contractual risk transfer
- contribution limit
- corporate insurance
- corporate transportation safety
- corporate travel insurance
- corporate travel security
- cost of cyber attack
- cost-sharing limits
- Courtney Farrier
- coverages
- coveware
- Craig Marmie
- crash risk
- creating a cybersecurity policy
- creating a safety culture
- critical equipment safeguarding.
- CSHO certification
- current benefits trends
- current OSHA citation penalties
- custom benefits package
- customer service
- customized insurance
- CVSA inspection
- CVSA roadcheck
- CWCA Certification
- cyber
- cyber attack coverage
- cyber attack prevention
- cyber best practices
- cyber breach
- cyber complaints
- Cyber Coverage
- cyber crime insurance
- cyber extortion
- cyber extortion insurance
- cyber incident
- cyber insurance
- cyber insurance checklist
- cyber insurance expectations
- cyber insurance guide
- cyber insurance premium
- cyber liability policy
- cyber line increase
- cyber ransom
- cyber risk
- cyber risk assessment
- cyber risk assessment for business
- cyber risk management
- cyber security
- cyber security best practices
- cyber security compliance
- cyber security for businesses
- cyber security for financial services
- cyber security incident response
- cyber security insurance
- cyber security policy comparison
- cyber security policy cost
- cyber security solutions
- cyber security training
- cyber threat insurance
- Cybercrime Prevention
- cybersecurity
- cybersecurity best practices
- cybersecurity checklist
- d
- D&O
- D&O premiums
- damage prevention
- Dan Mickells
- dash cam distracted driving
- dash cam policy
- data breach
- data breach insurance
- data breach notification coverage
- data breach recovery
- data breach response
- Data Protection
- de minimis violation
- Debbie Trusty
- defensive driving techniques
- demolition coverage coverage
- denied claims
- Digital Identity
- Digital Privacy
- digital security policy
- digital threat protection
- Director of IT
- disability insurance
- disaster recovery resources
- distracted driver
- distracted driving
- distracted driving accidents
- distracted driving awareness
- distracted driving awareness month
- Distracted driving policy template
- distracted driving prevention for businesses
- distracted driving prevention tips
- distracted driving tips
- DOL PPE
- Driver qualification
- driver qualification program
- driver safety protocols
- driver safety training resources
- driving policy implementation guide
- driving safety best practices
- driving safety compliance
- Drug Distribution
- drug free policy
- Drug Middlemen
- Drug Pricing
- drug testing
- duty of care compliance
- E&O
- E&O insurance for contractors
- ease
- economic forecasting
- economic impact study
- economic issues
- economic reality test
- effective forklift safety programs
- electrical equipment protection
- electrical safety standards
- electrical surge mitigation
- electrical surge prevention
- electrical system security
- electronic recordkeeping
- electronically file form 5500
- email security
- emergency communication plan
- emergency evacuation plan
- emergency preparedness kit
- employee attraction and retention
- employee benefits
- employee benefits 2025
- employee benefits communication
- employee benefits education
- employee benefits open enrollment
- employee benefits strategies 2025
- employee cell phone restrictions
- employee classification
- employee compensation
- employee driving conduct policy
- employee driving safety guidelines
- Employee Empowerment
- employee engagement
- employee handbook
- Employee injury packet
- employee or independent contractor classification
- employee protection
- Employee retention strategies
- employee safety engagement
- employee safety training effectiveness
- employee travel safety
- employee well-being initiatives
- employer compliance
- employer compliance considerations
- employer coverage
- employer healthcare benefits
- employer liability for distracted driving
- employer safety protocols
- employer sponsored group health plan eligibility
- employment law
- employment practices
- employment trends
- employment-based health insurance
- enforcement policies
- epl risk
- equipment maintenance alternative
- equipment maintenance insurance
- eric himmelberg
- ERISA
- errors and omissions
- essential emergency supplies
- evacuation plan
- ex mod
- excavation
- excavations
- excess and surplus markets
- excess liability
- excess split point
- Exchange
- executive benefits
- expansion of ACA's contraceptive mandate
- expatriate insurance coverage
- expense reimbursement fraud
- experience mod
- experience mod changes 2024
- explanation of benefits
- extra expense
- extreme temperature workplace injuries
- EY research
- Ezra Schlecht
- facility risk assessment
- facility safety measures
- fair labor standards act
- fall protection
- family emergency plan
- Family Health Insurance
- family tornado safety plan
- family-building benefits
- FAQs of paid sick leave
- Fatal injury rates
- fatal motor vehicle
- Fatal work injuries
- federal exchange
- Federal Trade Commission
- fidelity insurance
- fiduciary
- fiduciary insurance
- filing a claim
- financial risk
- fines
- fire safety
- firearm insurance
- firework injury
- firework safety
- first party cyber coverage
- first responder protection
- fleet management data
- fleet operators
- fleet programs
- fleet safety management
- fleets
- flood
- FMCSA driver violations
- FMCSA out-of-service order
- FMLA
- Foreclosure risks
- foreign auto liability
- foreign medical facilities
- foreign travel risk management
- forklift hazard identification
- forklift operator certification
- forklift operator qualifications
- forklift safety compliance
- forklift safety management
- Forklift training evaluation
- forklift training frequency
- forklift training resources
- form 5500 deadline
- form 5500 extension
- form 5500 penalties
- frozen brakes
- FSA 2025
- FTC Report
- full time
- full-time equivalents
- fully insured vs self insured
- future premium increases
- gag clause
- gag clause attestations
- gag clause prohibition requirements
- GDP effects
- general industry safety
- global business protection
- global liability protection
- Grant Huck
- grant insurance
- ground lighting
- grounding systems
- group benefits
- group benefits gretna
- group benefits lincoln
- group benefits omaha
- group benefits work reclassification
- group health plan eligibility
- Gun Liability
- hand-held devices
- hands-on forklift training
- hard market
- hazard communication
- hazard lighting
- Hazard Prevention
- HDHP
- HDHP 2025
- hdhp design
- hdhp hsa
- HDHP Limit
- Health care
- health care reform
- health coverage
- health coverage trends
- health insurance
- health insurance compliance
- health insurance coverage
- health insurance exchanges
- health insurance subsidies
- Health Law
- health network options
- health outcomes
- health plan compliance
- health plan compliance issues 2024
- health plan compliance rules
- health plans
- Health savings account
- healthcare data protection insurance
- healthcare economics
- Healthcare Industry
- Healthcare Policy
- Healthcare Reform
- Healthcare Regulation
- Healthcare Transparency
- heat illness prevention
- heat injury OSHA
- heat-related work injuries
- heavy equipment training standards.
- help employees become safe drivers
- hgh hazard industry requirements
- high current premiums
- high deductible health plans
- high deductible health plans with health savings accounts
- high reinsurance
- high-deductible health plan
- high-hazard industries
- high-visibility PPE requirements
- higher auto insurance costs
- highway safety protocols
- highway worker protection
- hire safe drivers
- hired automobile liability
- hiring
- hiring tower service contractors
- Hispanic worker safety
- holding shares
- home insurance
- home protection tornado
- home storm protection
- homeowners
- homeowners insurance tornado coverage
- how are workers classified
- how to choose cyber insurance
- how to handle an accident
- HR
- HR advice
- HR communication strategies
- HR experts
- HR resources
- HR service
- HR services
- HSA
- HSA 2025
- hsa advantages
- HSA contribution limit
- hsa contribution limits
- hsa eligibility
- HSA Limit
- hsa tax-free contribution
- human resource experts
- human resources
- ICHRA administration
- ICHRA advantages
- ICHRA benefits
- ICHRA cons
- ICHRA eligible
- ideal enrollment timeline
- Identity Theft Protection
- Identity Verification
- IIABA
- illness prevention OSHA
- implement a dash cam policy
- in-house training programs
- Incident Prevention
- inclusive work environment
- increase in capacity
- increased construction costs
- increased contribution limits
- indemnity
- independent agent
- independent contractor benefits
- independent contractor rule
- Independent Insurance Agency
- independent insurance agent
- Individual Health
- Individual marketplace
- Industrial accidents
- industrial equipment certification
- industrial equipment operation
- industrial equipment safety
- industrial safety measures
- industrial vehicle safety
- Industry safety trends
- Information Security
- information security insurance
- information technology
- Injury and Illness Submission Expansion Requirements
- Injury management
- Injury reporting procedures
- Injury Tracking Application
- inland marine
- Insurance
- insurance advisors
- Insurance agency
- insurance broker
- insurance broker Lincoln
- Insurance brokers
- insurance careers
- Insurance claims
- insurance concerns 2023
- Insurance coverage
- insurance coverage disputes
- insurance coverage gaps
- insurance expertise
- insurance for older buildings
- insurance increases
- Insurance industry
- insurance industry news
- insurance industry trends
- Insurance Lincoln
- insurance market
- insurance market conditions
- insurance market index
- Insurance market report
- insurance market research
- insurance nebraska
- insurance omaha
- insurance policy endorsements
- insurance policy limitations
- insurance policy review
- insurance premium change
- insurance premium changes
- Insurance premiums
- insurance pricing
- insurance professional
- insurance promotion
- insurance protection
- insurance rate changes
- insurance recommendations for fleet vehicles.
- Insurance Regulation
- insurance risk management
- insurance solutions
- insurance team
- insurance technology
- Insurance Trends
- insuring teen drivers
- insuring vacant building
- insurtech
- interactive safety training
- interior room shelter
- Internal revenue code
- international business insurance
- international business travel insurance
- international emergency evacuation
- international risk assessment
- international roadcheck 2024
- international workers compensation
- internet for all
- internet insurance
- IRS
- IT security insurance
- jack-knifing
- JD Power and associates
- Jerod Vetrovsky
- job descriptions
- Joe Roberts
- Jonah Cohen
- Julie Busekist
- June safety observance
- Justin Lewandowski
- Karla Wilson
- key employee insurance
- key person benefits
- key person disability
- kidnap and ransom insurance
- Labor Department report
- Labor shortages
- lawsuits
- LeaAnn Moore
- Leadership
- leadership engagement
- Legal representation in workplace injuries
- Legislative Conference
- liability claims
- Liability concerns
- Liability insurance
- life insurance
- lightning strike protection
- limits for 2025
- Lincoln best places to work
- lithium battery safety
- lithium-ion battery safety
- litigation impact
- Long Term Care insurance
- long term wellness
- loss
- Loss Control
- low mileage discount
- LTC
- Lynxx
- Lynxx Networks
- maintenance contracts
- malware protection insurance
- managing health care costs
- manual distraction
- manufacturing cyber protection
- manufacturing safety procedures
- Marika Brack
- Market analysis
- market cycle
- Market moderation
- market outlook
- Market Reports
- market softening
- market survey
- Market trends
- Mary Savage
- material challenges
- material handling safety
- material transportation
- Matt Gilbert
- maximum HSA contribution limit
- MDRT
- medical only
- Megan Hatch
- Mick Sibbel
- Midlands Financial
- Midwest tornado preparedness
- Minnesota
- Mitch Friehe
- mobile device policy for drivers
- motor vehicle exposures
- motor vehicle records
- motor vehicle safety
- motor vehicle safety policies
- MTA
- Multi Factor Authentication
- MVR
- MVRs for authorized drivers
- Nancy Koenig
- Nate Fisher
- National Safety Month
- natural disaster preparation
- NCCI
- NCCI Experience Modification Changes
- NCCI study findings
- Neal Lyons
- Nebraska
- Nebraska business news
- Nebraska Healthy Families and Workplaces Act
- Nebraska insurance
- nebraska law 2025
- Nebraska paid sick leave law
- Nebraska safety professional
- Nebraska Society of CPAs
- Nebraska tornado safety
- negligent hiring
- negligent hiring claims
- negligent retention
- negligent supervision
- negligent training
- network security policy
- new health plan transparency requirements
- New hires
- new OSHA recordkeeping rule
- NHFWA
- Nikki Bruns
- NOAA weather radio
- Noah Kulhanek
- non-insurance contract
- non-owned automobile liability
- Non-owned liability
- nonprofit
- Norfolk Nebraska
- NPRM amendments
- NSC National Safety Month Topics
- NSC safety campaign
- nuclear verdicts
- occupational driving safety
- Occupational Health
- occupational health and safety
- Occupational safety
- omaha insurance
- on-road safety data
- Online Safety
- Open Enrollment
- open enrollment communication strategy
- open enrollment period
- open enrollment preparation
- open enrollment template
- open enrollment timeline
- operational risk assessment
- operational risk management
- organizational growth
- OSHA
- OSHA Authorized Trainer
- OSHA citation
- OSHA compliance
- OSHA compliance for forklifts
- OSHA compliance for roadside workers
- OSHA Electronic Data Submission
- OSHA electronic submission Form 300 and 301
- OSHA forklift requirements
- OSHA high hazard industries
- OSHA Injury Tracking Application
- OSHA ITA
- OSHA ITA Coverage Application
- OSHA NPRM
- OSHA penalty schedule
- OSHA PPE
- OSHA rules
- OSHA updates
- osha violations 2023
- osha violations 2024
- outdoor worker protection
- Outstanding CPA in Business & Industry
- over-the-road
- overseas medical coverage
- owner-operator insurance
- P&C insurance
- Password Security
- penalty
- Penalty Calculation
- perfect benefit package
- Permanent disability claims
- personal insurance
- personal insurance advisor
- Personal Lines
- personal property protection
- personal protective and life-saving equipment
- personal protective equipment
- personalized and flexible benefits
- pet safety
- Pharmaceutical Supply Chain
- Pharmacy Benefit Managers
- phishing
- phishing attack protection
- Platinum Partner
- Platinum Partner agency
- post-COVID workplace safety
- post-tornado safety
- power fluctuation defense
- power quality management
- power surge damage prevention
- Power surge protection
- power surge risks
- powered industrial truck training
- PPE construction standard
- PPE regulations
- PPE requirements
- PPO
- pre-employment investigation
- preferred provider organization
- premium increases
- premium moderation
- Premium rates
- Prescription Costs
- prescription drug reporting
- Prescription Drugs
- preventing distracted driving claims
- preventing forklift accidents
- preventing hail damage
- preventing water loss
- primary split point
- privacy breach insurance
- private client advisor
- private client advisor omaha
- private client insurance
- private client insurance lincoln
- private client insurance omaha
- private insurance
- professional advancement
- professional growth
- professional liability
- professional services cyber insurance
- promotion
- promotions
- proper vehicle maintenance
- property
- Property and casualty
- property claim
- property damage
- Property inspection
- property insurance
- property insurance claim
- property insurance essentials
- property insurance requirements
- property insurance review
- property insurance tips
- property loss prevention
- Property maintenance
- property owner insurance
- Property ownership responsibilities
- Property protection
- property replacement costs
- property risk management
- property value protection
- proposed overtime law
- proposed overtime rule
- protect your vacant building
- protecting commercial property
- protecting company data
- protecting your home from tornadoes
- psychology in insurance
- Q1 2025
- Q4 2024
- qualified health insurance
- qualified transportation benefits
- qualifying events and required documentation
- qualifying life event checklist
- ransom payment
- ransomware
- ransomware insurance
- rate fatigue
- Real estate security
- reclassification compliance requirements
- reclassification employers and group health plan
- recordkeeping and reporting rule
- reducing driver distractions
- reform
- regulate pharmacy benefit managers
- regulatory compliance
- regulatory compliance insurance
- regulatory landscape
- regulatory monitoring
- regulatory shifts
- reinsurance supply and demand
- report phishing
- required contribution percentage
- retail cyber security coverage
- retain employees
- Retirement
- return to work
- Return to work programs
- Ric Stoakes
- Risk Advisor
- risk analysis
- Risk assessment
- Risk Consultant
- risk management
- risk management and consulting services
- risk management for roadside operations
- risk management for telecommunications
- risk management machanism
- risk managment
- risk mitigation for company vehicles
- Risk Reduction
- risk transer
- risk transfer
- risk transfer checklist
- road construction safety
- roadside accident prevention
- roadside collision prevention
- roadside emergency protocols
- roadside equipment safety
- roadside hazards prevention
- roadside inspections
- roadside safety equipment
- roadside violence prevention
- roadside visibility solutions
- roadside worker injury prevention
- Roadside worker safety
- roadside worker training
- Roadway Safety
- roadway safety prevention
- Rob Burkett
- rural broadband
- Ryan Swinton
- safe driving policies
- safe driving practices for employees
- safe driving tips
- Safe harbor
- safely operate aerial lift devices
- safety
- safety and loss control
- Safety and Loss Control Consultant
- safety audit protocols
- Safety Awareness
- Safety Best Practices
- Safety Committee
- safety consultant
- Safety Culture
- Safety Engagement
- safety fitness determination
- safety fitness of motor carriers
- Safety Innovation
- Safety Leadership
- safety management
- safety measurement system
- safety practices
- safety program development
- safety recognition programs
- Safety regulations
- safety standards
- Safety training
- safety training implementation
- safety training resources
- sample corporate driving policy
- Sasquatch
- scope of distracted driving
- Scot Blehm
- Sean Krueger
- Seasonal property
- Section 6055 reporting
- Section 6056 reporting
- Secure Login
- self-insured health plans
- severe weather
- severe weather insurance coverage
- severe weather preparation
- severe weather preparedness
- severe winter conditions
- Shane Ideus
- shareholder directors
- shareholders
- sharing risk burden
- shifting potential liability
- shipping
- show employees they are valued
- sinkhole coverage
- sinkhole insurance claim
- sinkhole insurance coverage
- sinkhole warning signs
- site-specific safety plan
- skidding
- skilled labor shortage
- slip and fall prevention
- Slips Trips and Falls
- small business
- small business cyber
- small business cyber insurance
- small business fiduciaries
- small business fiduciary insurance
- small business insurance
- small-business owner cyber
- social engineering fraud coverage.
- social engineering insurance
- soft markets
- softening market
- sparkler safety
- SPD installation
- specialty goods
- split point
- Stacey Schafer
- state-level regulations
- Steve Robeson
- storm business interruptions
- storm damage documentation
- storm damage protection
- subcontractor communication
- supervisor safety training
- surge protection devices
- Tags for this blog post: insurance market premium trends
- tags: Business Insurance
- tags: Cyber Liability
- tags: Management Liability
- tags: Voluntary Benefits
- tailored benefits offerings
- talent management and leadership
- tax deductible
- tax exclusion
- Tax Liability
- tax policy
- Tax reform
- Team Collaboration
- technology
- technology errors and omissions
- technology shifts
- teen driver safety
- telecom
- telecom industry
- telecom insurance
- Telecommunications
- telecommunications equipment protection
- telecommunications industry
- telecommunications infrastructure protection
- telecommunications insurance
- telecommunications lighting
- telecommunications vehicle fleets
- telematics cost benefit
- telematics insurance
- telemedicine
- temperature impact on workplace safety
- temperature safety guidelines
- Temporary disability claims
- Terrorism Insurance
- texting while driving
- The Council of Insurance Agents & Brokers
- third party liability cyber insurance
- third party litigation funding
- threat analysis
- TMT industry
- Tom Champoux
- Tom Greco
- Tony Rasmussen
- toolbox safety talks
- top 10 osha violations 2024
- top brokerage
- top insurance brokers nebraska
- tornado aftermath cleanup
- tornado damage claims process
- tornado damage insurance claims
- tornado emergency supplies
- tornado insurance coverage
- tornado insurance deductibles
- tornado preparation checklist
- tornado preparedness
- tornado preparedness guide
- tornado recovery assistance
- tornado risk assessment
- tornado safe room
- tornado safety checklist
- tornado safety for families
- tornado safety guide
- tornado season preparation
- tornado shelter at home
- tornado shelter options
- tornado shelter requirements
- tornado survival tips
- tornado warning signs
- tornado-proof home features
- tornado-resistant construction
- tow truck driver protection
- tower climbers
- tower service contractors
- tower site safety
- towing
- TPLF
- traditional health plans
- traffic safety for highway workers
- transfer risk
- transportation and parking benefits
- transportation industry safety
- transportation network security
- transportation safety
- travel risk policy
- trench safety
- Trench Safety Stand Down Week
- trenching
- trenching and excavation
- trends in E&O insurance
- Truck Driver
- Truck Insurance
- truck telematics
- trucking cybersecurity
- Trucking Insurnace
- trust contractor
- Two Factor Authentication
- UFG
- UL certified surge protectors
- umbrella coverage
- underinsured
- Underwriting
- UNICO
- UNICO advisors
- UNICO Group
- UNICO Group insurance
- UNICO Group insurance solutions
- UNICO Group risk insights
- UNICO Group safety insights
- UNICO Group workers' compensation
- UNICO HR Solutions
- UNICO MIDLANDS
- UNICOMP
- uninsured
- uninsured contractors
- United Fire Group
- UNITEL
- UNITEL Assocations
- UNITEL HR Solutions
- Unitel Insurance
- UNITEL insurance solutions
- updated property valuations
- US labor statistics
- User Authentication
- utility locates
- utility worker safety
- vacant building insurance
- Vacant home security
- Vacant property insurance
- value of employee benefits
- Vandalism prevention
- vehicle usage policy
- visual distraction
- Volunteer
- waiver of subrogration
- warehouse safety protocols
- warehousing cold weather risks
- water damage
- water damage response plan
- water losses
- Wayne State College
- ways to fight cyber attack
- weather alert systems
- Weather damage
- weather hazard mitigation
- weather monitoring systems
- weather-related workplace hazards
- wellness
- wellness committee
- wellness program
- what is the d-ratio
- when is contractual risk transfer used
- winter driving
- winter driving kit
- winter driving safety
- winter workplace hazards
- Wisconsin
- WISPA
- women in insurance
- work comp
- work comp experts
- work environment
- work-related fatality prevention
- Workcomp advisor
- worker classification
- worker compensation risk management
- Worker protection
- Workers comp claim process
- Workers compensation best practices
- Workers compensation cost reduction
- Workers compensation costs
- workers compensation decreased
- workers compensation experts
- workers' comp risk management
- Workers' Compensation
- Workers' compensation claims
- workers' compensation insurance
- workforce impacts
- workplace accident prevention
- workplace driving regulations
- workplace driving safety rules
- workplace emergency
- workplace emergency evacuation plan
- Workplace fatalities
- Workplace hazards
- Workplace injury communication
- Workplace injury prevention
- workplace law
- workplace mental health
- Workplace regulations
- workplace risk assessment
- workplace risk management
- workplace road safety management
- Workplace Safety
- workplace safety awareness
- workplace safety compliance
- workplace safety culture
- workplace safety evaluation
- workplace safety in extreme weather
- Workplace safety measures
- workplace safety resources
- workplace safety statistics
- workplace stress management
- workplace vehicle accident prevention
- worksite benefits
- WTA
- zero damage
- zone approach protection
January 3, 2025
Categories
As a business owner, you need to be aware of the growing threat of social engineering fraud. See if cyber or crime insurance is the best solution for you.
Do you like it?
October 9, 2023
Categories
Considering implementing a cyber security policy? Include these cyber risk management suggestions about common attacks and emerging threats in your policy.
Do you like it?
August 18, 2023
Categories
Premium increases remained steady with an average increase of 8.9% across all account sizes in Q2 2023. This is a slight increase from Q1’s 8.8%.
Do you like it?
July 1, 2023
Categories
Cyber Incident Road Map is a checklist of some of the activities that may be appropriate for your business to undertake in the event of a data breach.
Do you like it?
February 3, 2022
Categories
Ransomware actors shifted to more lower payments made by middle-market organizations in Q3 of 2021.
Do you like it?