commercial auto

August 9, 2012

Distracted Driving

Happy Halloween. What’s the scariest thing you might see on the highway today? Zombies, vampires, the devil, Angry Birds? Not for me. The most terrifying thing for me is actually distracted driving – it plays a big part in a number of auto accidents on the road today. 20 percent of injury crashes in 2009 involved reports of distracted driving. (NHTSA). Of those killed in distracted-driving-related crashed, 995 involved reports of a cell phone as a distraction (18% of fatalities in distraction-related crashes). (NHTSA) In 2009, 5,474 people were killed in U.S. roadways and an estimated additional 448,000 were injured in motor vehicle crashes that were reported to have involved distracted driving. (FARS and GES) The age group with the greatest proportion of distracted drivers […]
August 9, 2012

Uninsured Motorists

The Insurance Research Council estimates that one in seven drivers on the road today could be uninsured. During difficult economic conditions many people simply cannot afford to pay for car insurance. So what can you do to protect yourself? Here are a few things you may not know about your automobile insurance policy and uninsured motorists: What are Uninsured and Underinsured Motorist Insurance? Uninsured motorist insurance provides coverage to a policy holder when the at-fault party does not have auto insurance. Who does it cover? It provides coverage not only to the occupants of your vehicle but also to any family member residing in you home when they are injured in a motor vehicle accident. Even if they are a passenger in someone else’s vehicle, […]