workers compensation

March 15, 2019

The Daunting Challenge of Maintaining A Drug-Free Workplace

With a national opioid crisis that defies holistic solutions, the legalization of medicinal marijuana in more than 30 states and recreational marijuana in 10 states, increases in deadly overdoses in the workplace, changing state laws, confusion over OSHA’s anti-retaliatory drug testing rule, and concerns about medical privacy, no employer should think they are immune to the problem. In fact, according to the National Safety Council (NSC), 15.6% of American workers live with a substance disorder and The Hartford reports that 64% of HR professionals are ill-prepared to help a worker with an opioid addiction. These factors, coupled with a tight labor market and low unemployment, have led some employers to soften zero-tolerance policies for jobs where safety is not critical and there is a low […]
June 1, 2017

FMLA and Workers’ Compensation – Common Questions Answered

FMLA and Workers’ Compensation – Common Questions Answered The federal Family and Medical Leave Act (FMLA) and state workers’ compensation laws may both cover an employee who suffers a serious health condition while on the job. The Department of Labor (DOL) has issued revised regulations that implement the FMLA. Though the interplay between the FMLA and workers’ compensation leaves was addressed within those regulations, a number of DOL letter rulings have also clarified the interaction of these laws. Does FMLA leave run concurrently with a workers’ compensation absence? The employee’s FMLA leave entitlement may run concurrently with a workers’ compensation absence when the injury is one that meets the criteria for a “serious health condition.” Thus, an employee could receive workers’ compensation benefits to replace […]
June 2, 2016

Are Your Work Comp Claims Properly Monitored?

As UNICO continues to be recognized as the workers’ compensation experts dedicated to lowering costs we are amazed at how many companies are not getting any assistance to help them ensure their open workers’ compensation claims are monitored properly. This can have a dramatic impact on how the NCCI experience modification factor is developed. When a workers’ compensation claim is submitted the adjuster will set up a reserve amount which is an estimate of what may be paid out for that claim. That reserve number may change as the claim develops and the adjuster learns more about the status of the injured employee. This reserve will likely be what the ultimate settlement may be which can be inflated. However, there are many cases where communication […]