December 19, 2023
Contractual Risk Transfer can be an integral part of your risk transfer strategy by reducing insurance claims and costs while placing risk with the party who is better positioned to control it.
- Filter by
- Categories
- Tags
- Authors
- Show all
- All
- About UNICO
- Achievements
- Announcements
- Client Spotlight
- Commercial
- Community Involvement
- Contractors
- Cyber
- Education
- Employee Benefits
- Loss Control
- News
- Personal Lines
- Real Men Wear Pink
- Risk Management
- UNICO In the News
- UNITEL
- Upcoming Events
- Work Comp
- All
- §4980H(b)
- §4980H(b) penalties
- §4980H(b) requirements
- 2023 Best Place to Work in Lincoln
- 2023 top 10 osha violations
- 2024 Best of Omaha
- 2024 open enrollment preparation
- ACA
- ACA reporting
- Adam Johnson
- additional insured
- affordability percentage
- Affordable Care Act
- Affordable Care Act reporting
- affordable coverage act
- Agent Licensing Reform
- amy hruska
- ancillary benefits programs
- Announcement
- annual driver review
- annuities
- applicable large employers
- asset management program
- attestation responsibility
- attract employees
- attractive benefits offerings
- auto after-market
- auto dealer
- auto industry
- auto insurance
- avoid negligent hiring claims
- background checks
- BEAD funding
- bead insurance
- BEAD Program
- benefits
- benefits advisor
- benefits communications
- Benefits Education
- benefits engagement tips
- Best of Omaha
- Best of Omaha Independent Insuracne Agency
- best of Omaha Insurance
- Best Place to Work in Lincoln
- best places to work
- Best Practices 2021
- Best Practices 2022
- Best Practices Agency
- Best practices insurance
- Big “I”
- Boy Scouts
- building
- business income
- business interruption
- CAA Gag Clause Attestation
- capital insurance
- careers lincoln
- careers omaha
- catastrophic losses
- CDL amendments
- Certified Insurance Counselors
- certified work comp advisor
- Chad Ideus
- change in capacity
- changes to experience mod factor
- Charity
- Chris Danielson
- Chris Senkbile
- CIAB
- CIC
- claim advocate
- claim reserves
- claims
- claims adjuster
- Client Spotlight
- CMV
- cognitive distraction
- coinsurance
- Commercial Auto
- Commercial Insurance
- Commercial Motor Vehicle
- commercial motor vehicle safety
- Commercial Property
- commercial property increase
- common contractual risk transfer tools
- common qualifying events
- communication
- communications industry
- communications services
- company culture
- company vehicles
- complete the attestation form
- compliance
- comprehensive risk management
- Construction
- construction ai
- construction costs
- construction industry
- construction PPE
- construction sustainability practices
- Construction Trends
- construction trends 2024
- construction trends to watch
- contractors
- contractors' E&O
- contractors' E&O insurance
- contractos E&O
- contractual risk transfer
- contribution limit
- cost-sharing limits
- coverages
- coveware
- Craig Marmie
- crash risk
- current OSHA citation penalties
- custom benefits package
- CVSA inspection
- CVSA roadcheck
- cyber
- cyber best practices
- cyber breach
- cyber complaints
- Cyber Coverage
- cyber extortion
- cyber incident
- cyber insurance
- cyber insurance checklist
- cyber insurance expectations
- cyber insurance guide
- cyber line increase
- cyber ransom
- cyber risk
- cyber risk management
- cyber security
- cyber security insurance
- cybersecurity
- cybersecurity best practices
- cybersecurity checklist
- D&O
- D&O premiums
- damage prevention
- Dan Mickells
- dangers of a power surge
- dash cam distracted driving
- dash cam policy
- data breach
- de minimis violation
- Debbie Trusty
- debris removal
- demolition
- disability insurance
- distracted driver
- distracted driving
- distracted driving accidents
- distracted driving awareness
- distracted driving awareness month
- distracted driving policy example
- distracted driving prevention tips
- distracted driving tips
- DOL PPE
- driver qualification program
- drug free policy
- drug testing
- E&O
- E&O insurance for contractors
- ease
- economic issues
- effective surge protection
- electrical surge
- email security
- emergency evacuation plan
- employee attraction and retention
- employee benefits
- employee benefits communication
- employee benefits education
- employee benefits open enrollment
- employee engagement
- employee handbook
- employer coverage
- employer sponsored group health plan eligibility
- employment law
- employment practices
- epl risk
- equipment maintenance alternative
- equipment maintenance insurance
- ERISA
- errors and omissions
- evacuation plan
- ex mod
- excavation
- excavations
- excess split point
- Exchange
- executive benefits
- expansion of ACA's contraceptive mandate
- experience mod
- experience mod changes 2024
- explanation of benefits
- extra expense
- fair labor standards act
- fall protection
- Family Health Insurance
- family preparedness
- fatal motor vehicle
- federal exchange
- fiduciary
- filing a claim
- financial risk
- fines
- fire safety
- firearm insurance
- firework injury
- firework safety
- fleet management data
- fleet operators
- fleets
- flood
- FMCSA driver violations
- FMCSA out-of-service order
- FMLA
- forklift
- forklift training program
- frozen brakes
- full time
- full-time equivalents
- fully insured vs self insured
- future premium increases
- gag clause
- gag clause attestations
- gag clause prohibition requirements
- grant insurance
- group benefits gretna
- group benefits lincoln
- group benefits omaha
- group health plan eligibility
- Gun Liability
- hand-held devices
- hard market
- hazard communication
- HDHP
- hdhp design
- hdhp hsa
- HDHP Limit
- Health care
- health care reform
- health coverage
- health insurance
- health insurance compliance
- health insurance exchanges
- health insurance subsidies
- Health Law
- health network options
- health plan compliance
- health plan compliance issues 2024
- health plan compliance rules
- health plans
- Health savings account
- help employees become safe drivers
- hgh hazard industry requirements
- high current premiums
- high deductible health plans
- high deductible health plans with health savings accounts
- high reinsurance
- high-deductible health plan
- high-hazard industries
- higher auto insurance costs
- hire safe drivers
- hiring
- hiring tower service contractors
- home insurance
- homeowners
- how to handle an accident
- HR
- HR advice
- HR experts
- HR resources
- HR service
- HR services
- HSA
- hsa advantages
- HSA contribution limit
- hsa contribution limits
- hsa eligibility
- HSA Limit
- hsa tax-free contribution
- human resource experts
- human resources
- ideal enrollment timeline
- IIABA
- implement a dash cam policy
- inclusive work environment
- increase cost of construction
- increase in capacity
- indemnity
- independent agent
- independent contractor rule
- Independent Insurance Agency
- independent insurance agent
- Individual Health
- Individual marketplace
- Injury and Illness Submission Expansion Requirements
- Injury management
- Injury Tracking Application
- inland marine
- Insurance
- Insurance agency
- insurance broker
- insurance broker Lincoln
- insurance concerns 2023
- Insurance Lincoln
- insurance nebraska
- insurance omaha
- Insurance Regulation
- insurance technology
- Insurance Trends
- insuring vacant building
- insurtech
- Internal revenue code
- international roadcheck 2024
- internet for all
- IRS
- jack-knifing
- job descriptions
- Joe Roberts
- Julie Busekist
- Karla Wilson
- key employee insurance
- key person benefits
- key person disability
- Labor shortages
- lawsuits
- LeaAnn Moore
- Leadership
- leadership engagement
- Legislative Conference
- life insurance
- Lincoln best places to work
- Long Term Care insurance
- long term wellness
- loss
- Loss Control
- LTC
- Lynxx
- Lynxx Networks
- maintenance contracts
- manual distraction
- Market Reports
- market survey
- material challenges
- material transportation
- maximum HSA contribution limit
- MDRT
- medical only
- Megan Hatch
- Mick Sibbel
- Midlands Financial
- Minnesota
- Mitch Friehe
- MTA
- MVRs for authorized drivers
- Nancy Koenig
- NCCI
- NCCI Experience Modification Changes
- Neal Lyons
- Nebraska
- Nebraska Society of CPAs
- negligent hiring
- negligent hiring claims
- negligent retention
- negligent supervision
- negligent training
- new health plan transparency requirements
- new OSHA recordkeeping rule
- Nikki Bruns
- non-insurance contract
- nonprofit
- NPRM amendments
- nuclear verdicts
- omaha insurance
- on-road safety data
- Open Enrollment
- open enrollment communication strategy
- open enrollment period
- open enrollment preparation
- open enrollment template
- open enrollment timeline
- operational risk assessment
- operational risk management
- ordinance
- organizational growth
- OSHA
- OSHA citation
- OSHA Electronic Data Submission
- OSHA Injury Tracking Application
- OSHA ITA
- OSHA ITA Coverage Application
- OSHA penalty schedule
- OSHA PPE
- osha violations 2023
- Outstanding CPA in Business & Industry
- over-the-road
- owner-operator insurance
- penalty
- Penalty Calculation
- perfect benefit package
- personal insurance
- personal insurance advisor
- Personal Lines
- personal protective and life-saving equipment
- personal protective equipment
- pet safety
- phishing
- Platinum Partner
- Platinum Partner agency
- PPE construction standard
- PPE regulations
- PPO
- pre-employment investigation
- preferred provider organization
- premium increases
- prescription drug reporting
- primary split point
- private client advisor
- private client advisor omaha
- private client insurance
- private client insurance lincoln
- private client insurance omaha
- private insurance
- professional growth
- proper vehicle maintenance
- property
- property claim
- property insurance
- property replacement costs
- proposed overtime law
- proposed overtime rule
- protect your vacant building
- qualified health insurance
- qualifying events and required documentation
- qualifying life event checklist
- ransom payment
- ransomware
- rate fatigue
- recordkeeping and reporting rule
- reform
- regulate pharmacy benefit managers
- reinsurance supply and demand
- report phishing
- required contribution percentage
- retain employees
- Retirement
- return to work
- Ric Stoakes
- Risk Advisor
- risk analysis
- Risk Consultant
- risk management
- risk management and consulting services
- risk management machanism
- risk managment
- risk transer
- roadside inspections
- Rob Burkett
- rural broadband
- Ryan Swinton
- safe driving tips
- Safe harbor
- safety
- safety fitness determination
- safety fitness of motor carriers
- safety measurement system
- safety practices
- sample distracted driving policy
- Sasquatch
- scope of distracted driving
- Scot Blehm
- Sean Krueger
- Section 6055 reporting
- Section 6056 reporting
- self-insured health plans
- severe weather
- severe winter conditions
- Shane Ideus
- sharing risk burden
- shifting potential liability
- shipping
- show employees they are valued
- site-specific safety plan
- skidding
- skilled labor shortage
- small business
- small business insurance
- soft markets
- softening market
- sparkler safety
- specialty goods
- split point
- Steve Robeson
- subcontractor communication
- surge protection devices
- tags: Business Insurance
- tags: Cyber Liability
- tags: Management Liability
- tags: Voluntary Benefits
- tailored benefits offerings
- talent management and leadership
- tax deductible
- Tax Liability
- Tax reform
- technology
- technology shifts
- telecom
- telecom industry
- telecom insurance
- Telecommunications
- telecommunications industry
- telecommunications insurance
- telecommunications vehicle fleets
- telematics cost benefit
- telematics insurance
- telemedicine
- Terrorism Insurance
- texting while driving
- threat analysis
- TMT industry
- Tom Champoux
- Tom Greco
- top brokerage
- tornado
- tower climbers
- tower service contractors
- towing
- traditional health plans
- training
- transfer risk
- transportation network security
- trench safety
- trenching
- trenching and excavation
- trends in E&O insurance
- Truck Driver
- Truck Insurance
- truck telematics
- trucking cybersecurity
- Trucking Insurnace
- UFG
- UL certified safety standards
- underinsured
- UNICO
- UNICO Group
- UNICO HR Solutions
- UNICO MIDLANDS
- UNICOMP
- uninsured
- United Fire Group
- UNITEL
- UNITEL Assocations
- UNITEL HR Solutions
- Unitel Insurance
- updated property valuations
- utility locates
- vacant building insurance
- value of employee benefits
- vehicle usage policy
- visual distraction
- Volunteer
- waiver of subrogration
- wellness
- wellness committee
- wellness program
- what is the d-ratio
- when is contractual risk transfer used
- winter driving
- winter driving kit
- winter driving safety
- Wisconsin
- WISPA
- women in insurance
- work comp
- work comp experts
- work environment
- workers compensation decreased
- workers compensation experts
- Workers' Compensation
- workplace emergency
- workplace emergency evacuation plan
- Workplace Safety
- worksite benefits
- WTA
- zero damage
- zone approach surge protection
- zoning