April 6, 2026
Commercial real estate leaders facing refinancing pressures and climate risks in 2026 need to understand these five critical trends to protect their portfolios and secure favorable insurance terms.
• No more than 3 moving violations in 3 years
• No more than 1 accident and 3 moving violations in 3 years
• No more than 2 accidents and 1 moving violation in 3 years
• No major violations
• Hit and Run Conviction
• Fleeing or Eluding Police
• Manslaughter or Negligent Homicide
• DUI or DWI
• Any Felony Conviction
• Racing
• Driving Under a Suspended License
• Reckless Driving
• OTR Tractor (Class 7 or higher)
• Tow trucks or wreckers
• Private passenger vehicles or mobile homes
• Commercial mini, cargo or cube vans
• Antique vehicles
• Emergency vehicles
• Vehicles garaged in AK, HI or MA (Call 402-625-7246 to discuss coverage options)