December 19, 2023
Contractual Risk Transfer can be an integral part of your risk transfer strategy by reducing insurance claims and costs while placing risk with the party who is better positioned to control it.
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- Platinum Partner
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- post-accident car seat replacement
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- premium growth
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- Q1 2025
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- qualified health insurance
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- quick-fix credit program
- ransom payment
- ransomware
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- ransomware insurance
- rate fatigue
- Ready.gov flood guidelines
- real estate portfolio management
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- real-time safety monitoring.
- real-time security alerts.
- reclassification compliance requirements
- reclassification employers and group health plan
- recordkeeping and reporting rule
- reducing driver distractions
- reflective gear importance
- reform
- regional agency winner
- regulate pharmacy benefit managers
- regulatory compliance
- regulatory compliance insurance
- regulatory landscape
- regulatory monitoring
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- regulatory shifts
- regulatory standards
- reinsurance market
- reinsurance supply and demand
- remote monitoring
- report phishing
- required contribution percentage
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- retain employees
- Retirement
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- Ric Stoakes
- Risk Advisor
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- Rob Burkett
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- Ryan Swinton
- safe driving policies
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- Scot Blehm
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- shipping
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- sinkhole coverage
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- skidding
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- small business
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- split point
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- Stacey Schafer
- state-level regulations
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- strong password practices
- subcontractor communication
- suicide rates construction workers
- summer safety
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- supply chain cyberattacks
- surge protection devices
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- Tags for this blog post: insurance market premium trends
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- The Council of Insurance Agents & Brokers
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- Tips for increasing employee participation in open enrollment
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December 14, 2023
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CAA prohibits group health plans and health insurance carriers from entering into agreements with providers, TPAs, or other service providers that include language that would constitute a “gag clause.” Plans and issuers must annually submit an attestation of compliance with these requirements. The first attestation is due December 31, 2023.
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December 7, 2023
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Already in 2023, there have been more extreme events in America that cost at least $1 billion, exceeding the 2020 record. Catastrophes, the mounting costs of building materials and four other driving forces are increasing the cost of property insurance.
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December 5, 2023
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According to CIAB's Q3 2023 Market Survey, respondents reported an average increase among all lines of business of 8.1%, slightly down from 8.9% in Q2 and 8.8% in Q1.
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December 4, 2023
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Distracted driving poses a significant risk for businesses with driving employees. Learn why and how this challenge is growing, and how companies can face it.
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December 4, 2023
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A power surge may only last a millisecond, but the resulting problems could easily impact your business. Read more on how to protect yourself.
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November 30, 2023
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The FMCSA published a notice of proposed rulemaking for developing a new methodology to determine when a motor carrier is not fit to operate commercial motor vehicles in or affecting interstate commerce.
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November 30, 2023
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The winter months make for treacherous road conditions across much of the country; the best thing you can do to make sure you stay safe when the temperature drops is to be ready.
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November 27, 2023
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On October 12th, UNICO Group held its 2023 annual meeting, celebrating a successful fiscal year but also marked a significant milestone - 35 years in business!
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November 17, 2023
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UNICO Group is thrilled to announce that it has been named one of the Best of Omaha winners in the Independent Insurance Agency category. The Best of Omaha awards aim to identify and celebrate the best local businesses across hundreds of categories.
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November 9, 2023
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Neal Lyons, Chief Financial Officer, has been awarded Nebraska Society of CPAs' Outstanding CPA in Business & Industry Award. Neal proudly accepted the award at the Nebraska Society of CPAs' Annual Meeting on October 30.
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November 1, 2023
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The importance of cybersecurity cannot be understated. 47% of American adults have had personal information exposed due to a cyber incident.
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October 25, 2023
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When it comes to employee benefits, proper communication helps employees recognize the true value of their benefits, which can lead to an appreciation of the company’s investment in their health and well-being.
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October 25, 2023
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Learn how employers can kick off open enrollment efforts, including offering competitive benefits to meet workforce needs, crafting employee messaging and effectively communicating benefits offerings.
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October 25, 2023
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There are many advantages to selecting an HDHP/HSA option at open enrollment time. However, many employees may not be aware of these advantages or understand how the HSA rules apply to them.
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October 25, 2023
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When transitioning from fully insured to a self-insured health plan, the employer takes on more financial risk and responsibility, including compliance changes, in exchange for added transparency and flexibility.
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October 25, 2023
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The IRS has again significantly decreased the affordability percentage from 9.12% in 2023 to 8.39% for 2024. As a result, many employers may have to substantially lower their employee contributions for 2024 to meet the adjusted percentage.
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October 19, 2023
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When faced with workplace emergencies that pose a threat to the safety of employees, having a well-prepared emergency evacuation plan is essential to ensure a smooth and successful evacuation.
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