January 3, 2025
As a business owner, you need to be aware of the growing threat of social engineering fraud. See if cyber or crime insurance is the best solution for you.
- Filter by
- Categories
- Tags
- Authors
- Show all
- All
- About UNICO
- Achievements
- Announcements
- Artificial Intelligence
- Capital Markets
- Client Spotlight
- Commercial
- Community Involvement
- Contractors
- Cyber
- Education
- Employee Benefits
- Loss Control
- News
- Personal Lines
- Real Men Wear Pink
- Risk Management
- UNICO In the News
- UNITEL
- Upcoming Events
- Work Comp
- All
- §4980H(b)
- §4980H(b) penalties
- §4980H(b) requirements
- 2023 Best Place to Work in Lincoln
- 2023 top 10 osha violations
- 2024 Best of Omaha
- 2024 employee benefits trends
- 2024 open enrollment preparation
- 2025 best of omaha
- 2025 flexible spending arrangements
- 401K 2025
- ACA
- ACA reporting
- ACH fraud
- Adam Johnson
- adding teen driver to insurance
- additional insured
- ADR
- ADR options
- aerial lift safety
- affordability percentage
- Affordable Care Act
- Affordable Care Act reporting
- affordable coverage act
- Agent Licensing Reform
- amy hruska
- ancillary benefits programs
- Announcement
- annual driver review
- annuities
- applicable large employers
- asset management program
- associates in risk management
- attestation responsibility
- attract employees
- attractive benefits offerings
- auditing cybersecurity procedures
- auto after-market
- auto dealer
- auto industry
- auto insurance
- avoid negligent hiring claims
- avoiding coverage disputes
- background checks
- BEAD funding
- bead insurance
- BEAD Program
- Ben Kruger
- benefit trends
- benefits
- benefits advisor
- benefits communications
- benefits customization
- Benefits Education
- benefits engagement tips
- best insurance rates for teens
- Best of Omaha
- Best of Omaha Independent Insuracne Agency
- Best of Omaha Independent Insurance Agency
- best of Omaha Insurance
- best omaha insurance agency
- Best Place to Work in Lincoln
- best places to work
- best places to work 2024
- Best Practices 2021
- Best Practices 2022
- Best Practices 2024
- Best Practices Agency
- Best practices insurance
- Big “I”
- Boy Scouts
- bucket truck safety
- building
- business cybersecurity
- business income
- business interruption
- business preparedness
- business severe weather
- CAA Gag Clause Attestation
- capital insurance
- capital markets
- careers lincoln
- careers omaha
- Carly Carlson
- catastrophic losses
- causes of coverage disputes
- CDL amendments
- Certified Insurance Counselors
- certified safety professional
- certified work comp advisor
- Chad Ideus
- change in capacity
- changes to experience mod factor
- Charity
- Chase Keitges
- check fraud
- Chris Danielson
- Chris Senkbile
- CIAB
- CIC
- claim advocate
- claim reserves
- claims
- claims adjuster
- Client Spotlight
- client support
- CMV
- cognitive distraction
- coinsurance
- Commercial Auto
- commercial auto premiums
- commercial driver's license
- Commercial Insurance
- commercial insurance trends 2025
- Commercial Motor Vehicle
- commercial motor vehicle safety
- Commercial Property
- commercial property hail
- commercial property increase
- common contractual risk transfer tools
- common qualifying events
- communication
- communications cybersecurity
- communications industry
- communications services
- company culture
- company vehicles
- complete the attestation form
- compliance
- comprehensive risk management
- comprehensive water damage mitigation program
- computer protection
- Construction
- construction ai
- construction costs
- construction industry
- construction lighting
- construction PPE
- construction sustainability practices
- Construction Trends
- construction trends 2024
- construction trends to watch
- contractor hiring
- contractor insurance
- contractors
- contractors' E&O
- contractors' E&O insurance
- contractos E&O
- contractual risk transfer
- contribution limit
- cost-sharing limits
- coverages
- coveware
- Craig Marmie
- crash risk
- creating a cybersecurity policy
- creating a safety culture
- current benefits trends
- current OSHA citation penalties
- custom benefits package
- CVSA inspection
- CVSA roadcheck
- CWCA Certification
- cyber
- cyber best practices
- cyber breach
- cyber complaints
- Cyber Coverage
- cyber crime insurance
- cyber extortion
- cyber incident
- cyber insurance
- cyber insurance checklist
- cyber insurance expectations
- cyber insurance guide
- cyber insurance premium
- cyber line increase
- cyber ransom
- cyber risk
- cyber risk assessment for business
- cyber risk management
- cyber security
- cyber security insurance
- cybersecurity
- cybersecurity best practices
- cybersecurity checklist
- D&O
- D&O premiums
- damage prevention
- Dan Mickells
- dangers of a power surge
- dash cam distracted driving
- dash cam policy
- data breach
- de minimis violation
- Debbie Trusty
- debris removal
- demolition
- denied claims
- disability insurance
- distracted driver
- distracted driving
- distracted driving accidents
- distracted driving awareness
- distracted driving awareness month
- distracted driving policy example
- distracted driving prevention tips
- distracted driving tips
- DOL PPE
- Driver qualification
- driver qualification program
- drug free policy
- drug testing
- E&O
- E&O insurance for contractors
- ease
- economic issues
- economic reality test
- effective surge protection
- electrical surge
- electronically file form 5500
- email security
- emergency evacuation plan
- employee attraction and retention
- employee benefits
- employee benefits 2025
- employee benefits communication
- employee benefits education
- employee benefits open enrollment
- employee benefits strategies 2025
- employee classification
- employee engagement
- employee handbook
- employee or independent contractor classification
- employer compliance considerations
- employer coverage
- employer sponsored group health plan eligibility
- employment law
- employment practices
- epl risk
- equipment maintenance alternative
- equipment maintenance insurance
- ERISA
- errors and omissions
- evacuation plan
- ex mod
- excavation
- excavations
- excess and surplus markets
- excess split point
- Exchange
- executive benefits
- expansion of ACA's contraceptive mandate
- expense reimbursement fraud
- experience mod
- experience mod changes 2024
- explanation of benefits
- extra expense
- fair labor standards act
- fall protection
- Family Health Insurance
- family preparedness
- family-building benefits
- FAQs of paid sick leave
- fatal motor vehicle
- federal exchange
- fidelity insurance
- fiduciary
- fiduciary insurance
- filing a claim
- financial risk
- fines
- fire safety
- firearm insurance
- firework injury
- firework safety
- fleet management data
- fleet operators
- fleet programs
- fleets
- flood
- FMCSA driver violations
- FMCSA out-of-service order
- FMLA
- forklift
- forklift training program
- form 5500 deadline
- form 5500 extension
- form 5500 penalties
- frozen brakes
- FSA 2025
- full time
- full-time equivalents
- fully insured vs self insured
- future premium increases
- gag clause
- gag clause attestations
- gag clause prohibition requirements
- Grant Huck
- grant insurance
- ground lighting
- group benefits gretna
- group benefits lincoln
- group benefits omaha
- group benefits work reclassification
- group health plan eligibility
- Gun Liability
- hand-held devices
- hard market
- hazard communication
- hazard lighting
- HDHP
- HDHP 2025
- hdhp design
- hdhp hsa
- HDHP Limit
- Health care
- health care reform
- health coverage
- health insurance
- health insurance compliance
- health insurance exchanges
- health insurance subsidies
- Health Law
- health network options
- health plan compliance
- health plan compliance issues 2024
- health plan compliance rules
- health plans
- Health savings account
- heat injury OSHA
- help employees become safe drivers
- hgh hazard industry requirements
- high current premiums
- high deductible health plans
- high deductible health plans with health savings accounts
- high reinsurance
- high-deductible health plan
- high-hazard industries
- higher auto insurance costs
- hire safe drivers
- hired automobile liability
- hiring
- hiring tower service contractors
- holding shares
- home insurance
- homeowners
- how are workers classified
- how to handle an accident
- HR
- HR advice
- HR experts
- HR resources
- HR service
- HR services
- HSA
- HSA 2025
- hsa advantages
- HSA contribution limit
- hsa contribution limits
- hsa eligibility
- HSA Limit
- hsa tax-free contribution
- human resource experts
- human resources
- ICHRA administration
- ICHRA advantages
- ICHRA benefits
- ICHRA cons
- ICHRA eligible
- ideal enrollment timeline
- IIABA
- illness prevention OSHA
- implement a dash cam policy
- inclusive work environment
- increase cost of construction
- increase in capacity
- increased contribution limits
- indemnity
- independent agent
- independent contractor benefits
- independent contractor rule
- Independent Insurance Agency
- independent insurance agent
- Individual Health
- Individual marketplace
- Injury and Illness Submission Expansion Requirements
- Injury management
- Injury Tracking Application
- inland marine
- Insurance
- Insurance agency
- insurance broker
- insurance broker Lincoln
- insurance concerns 2023
- insurance coverage disputes
- insurance increases
- Insurance Lincoln
- insurance market
- insurance market conditions
- insurance nebraska
- insurance omaha
- insurance premium change
- insurance premium changes
- insurance rate changes
- Insurance Regulation
- insurance technology
- Insurance Trends
- insuring teen drivers
- insuring vacant building
- insurtech
- Internal revenue code
- international roadcheck 2024
- internet for all
- internet insurance
- IRS
- jack-knifing
- Jerod Vetrovsky
- job descriptions
- Joe Roberts
- Jonah Cohen
- Julie Busekist
- Justin Lewandowski
- Karla Wilson
- key employee insurance
- key person benefits
- key person disability
- Labor shortages
- lawsuits
- LeaAnn Moore
- Leadership
- leadership engagement
- Legislative Conference
- life insurance
- limits for 2025
- Lincoln best places to work
- lithium battery safety
- lithium-ion battery safety
- Long Term Care insurance
- long term wellness
- loss
- Loss Control
- low mileage discount
- LTC
- Lynxx
- Lynxx Networks
- maintenance contracts
- managing health care costs
- manual distraction
- market outlook
- Market Reports
- market survey
- Mary Savage
- material challenges
- material transportation
- Matt Gilbert
- maximum HSA contribution limit
- MDRT
- medical only
- Megan Hatch
- Mick Sibbel
- Midlands Financial
- Minnesota
- Mitch Friehe
- motor vehicle exposures
- motor vehicle records
- motor vehicle safety
- motor vehicle safety policies
- MTA
- MVR
- MVRs for authorized drivers
- Nancy Koenig
- Nate Fisher
- NCCI
- NCCI Experience Modification Changes
- Neal Lyons
- Nebraska
- Nebraska Healthy Families and Workplaces Act
- nebraska law 2025
- Nebraska paid sick leave law
- Nebraska Society of CPAs
- negligent hiring
- negligent hiring claims
- negligent retention
- negligent supervision
- negligent training
- new health plan transparency requirements
- New hires
- new OSHA recordkeeping rule
- NHFWA
- Nikki Bruns
- Noah Kulhanek
- non-insurance contract
- non-owned automobile liability
- Non-owned liability
- nonprofit
- NPRM amendments
- NSC National Safety Month Topics
- nuclear verdicts
- omaha insurance
- on-road safety data
- Open Enrollment
- open enrollment communication strategy
- open enrollment period
- open enrollment preparation
- open enrollment template
- open enrollment timeline
- operational risk assessment
- operational risk management
- ordinance
- organizational growth
- OSHA
- OSHA citation
- OSHA Electronic Data Submission
- OSHA electronic submission Form 300 and 301
- OSHA high hazard industries
- OSHA Injury Tracking Application
- OSHA ITA
- OSHA ITA Coverage Application
- OSHA NPRM
- OSHA penalty schedule
- OSHA PPE
- OSHA rules
- osha violations 2023
- osha violations 2024
- Outstanding CPA in Business & Industry
- over-the-road
- owner-operator insurance
- penalty
- Penalty Calculation
- perfect benefit package
- personal insurance
- personal insurance advisor
- Personal Lines
- personal protective and life-saving equipment
- personal protective equipment
- personalized and flexible benefits
- pet safety
- phishing
- Platinum Partner
- Platinum Partner agency
- PPE construction standard
- PPE regulations
- PPO
- pre-employment investigation
- preferred provider organization
- premium increases
- prescription drug reporting
- preventing hail damage
- preventing water loss
- primary split point
- private client advisor
- private client advisor omaha
- private client insurance
- private client insurance lincoln
- private client insurance omaha
- private insurance
- professional growth
- promotions
- proper vehicle maintenance
- property
- property claim
- property damage
- property insurance
- property replacement costs
- proposed overtime law
- proposed overtime rule
- protect your vacant building
- protecting commercial property
- qualified health insurance
- qualified transportation benefits
- qualifying events and required documentation
- qualifying life event checklist
- ransom payment
- ransomware
- rate fatigue
- reclassification compliance requirements
- reclassification employers and group health plan
- recordkeeping and reporting rule
- reform
- regulate pharmacy benefit managers
- reinsurance supply and demand
- report phishing
- required contribution percentage
- retain employees
- Retirement
- return to work
- Ric Stoakes
- Risk Advisor
- risk analysis
- Risk Consultant
- risk management
- risk management and consulting services
- risk management machanism
- risk managment
- Risk Reduction
- risk transer
- risk transfer checklist
- roadside inspections
- Roadway Safety
- Rob Burkett
- rural broadband
- Ryan Swinton
- safe driving tips
- Safe harbor
- safely operate aerial lift devices
- safety
- safety and loss control
- Safety Engagement
- safety fitness determination
- safety fitness of motor carriers
- safety measurement system
- safety practices
- sample distracted driving policy
- Sasquatch
- scope of distracted driving
- Scot Blehm
- Sean Krueger
- Section 6055 reporting
- Section 6056 reporting
- self-insured health plans
- severe weather
- severe weather preparedness
- severe winter conditions
- Shane Ideus
- shareholder directors
- shareholders
- sharing risk burden
- shifting potential liability
- shipping
- show employees they are valued
- sinkhole coverage
- sinkhole insurance claim
- sinkhole insurance coverage
- sinkhole warning signs
- site-specific safety plan
- skidding
- skilled labor shortage
- Slips Trips and Falls
- small business
- small business cyber
- small business fiduciaries
- small business fiduciary insurance
- small business insurance
- small-business owner cyber
- social engineering insurance
- soft markets
- softening market
- sparkler safety
- specialty goods
- split point
- Stacey Schafer
- Steve Robeson
- storm business interruptions
- subcontractor communication
- surge protection devices
- tags: Business Insurance
- tags: Cyber Liability
- tags: Management Liability
- tags: Voluntary Benefits
- tailored benefits offerings
- talent management and leadership
- tax deductible
- Tax Liability
- Tax reform
- technology
- technology shifts
- teen driver safety
- telecom
- telecom industry
- telecom insurance
- Telecommunications
- telecommunications industry
- telecommunications insurance
- telecommunications lighting
- telecommunications vehicle fleets
- telematics cost benefit
- telematics insurance
- telemedicine
- Terrorism Insurance
- texting while driving
- threat analysis
- TMT industry
- Tom Champoux
- Tom Greco
- Tony Rasmussen
- top 10 osha violations 2024
- top brokerage
- top insurance brokers nebraska
- tornado
- tower climbers
- tower service contractors
- towing
- traditional health plans
- training
- transfer risk
- transportation and parking benefits
- transportation network security
- trench safety
- Trench Safety Stand Down Week
- trenching
- trenching and excavation
- trends in E&O insurance
- Truck Driver
- Truck Insurance
- truck telematics
- trucking cybersecurity
- Trucking Insurnace
- trust contractor
- UFG
- UL certified safety standards
- underinsured
- UNICO
- UNICO Group
- UNICO HR Solutions
- UNICO MIDLANDS
- UNICOMP
- uninsured
- uninsured contractors
- United Fire Group
- UNITEL
- UNITEL Assocations
- UNITEL HR Solutions
- Unitel Insurance
- updated property valuations
- utility locates
- vacant building insurance
- value of employee benefits
- vehicle usage policy
- visual distraction
- Volunteer
- waiver of subrogration
- water damage
- water damage response plan
- water losses
- ways to fight cyber attack
- wellness
- wellness committee
- wellness program
- what is the d-ratio
- when is contractual risk transfer used
- winter driving
- winter driving kit
- winter driving safety
- Wisconsin
- WISPA
- women in insurance
- work comp
- work comp experts
- work environment
- Workcomp advisor
- worker classification
- workers compensation decreased
- workers compensation experts
- Workers' Compensation
- workplace emergency
- workplace emergency evacuation plan
- Workplace Safety
- worksite benefits
- WTA
- zero damage
- zone approach surge protection
- zoning
October 9, 2023
Categories
Are you considering implementing a cyber security policy? Considering including these cyber risk management suggestions about common attacks and emerging threats in your policy.
Do you like it?
August 18, 2023
Categories
Premium increases remained steady with an average increase of 8.9% across all account sizes in Q2 2023. This is a slight increase from Q1’s 8.8%.
Do you like it?
July 1, 2023
Categories
Cyber Incident Road Map is a checklist of some of the activities that may be appropriate for your business to undertake in the event of a data breach.
Do you like it?
February 3, 2022
Categories
Ransomware actors shifted to more lower payments made by middle-market organizations in Q3 of 2021.
Do you like it?