April 6, 2023
Tornadoes can develop quickly and with little to no warning. Proactive preparation is key to keeping you and your family safe.
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- Out-of-pocket maximums 2026
- outdoor heat hazards
- outdoor work safety
- outdoor worker protection
- Outstanding CPA in Business & Industry
- over-the-road
- overseas medical coverage
- owner-operator insurance
- P&C insurance
- P&C market trends
- paid leave laws
- partnership announcement
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- Password Security
- pedestrian safety children
- penalty
- Penalty Calculation
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- perfect benefit package
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- pet safety
- PFAS regulations
- Pharmaceutical Supply Chain
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- Phase I environmental site assessment
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- phishing
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- Platinum Partner
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- post-accident car seat replacement
- post-COVID workplace safety
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- PPE requirements
- PPO
- pre-employment investigation
- preferred provider organization
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- premium growth
- premium increases
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- Premium rates
- premium trends
- preparing for winter driving
- Prescription Costs
- prescription drug reporting
- Prescription Drugs
- prevent data breaches
- preventing distracted driving claims
- preventing forklift accidents
- preventing hail damage
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- primary split point
- privacy breach insurance
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- promotion
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- proper vehicle maintenance
- property
- Property & Casualty Insurance
- property acquisition
- Property and casualty
- property and casualty insurance
- property claim
- property damage
- property damage claims process
- property due diligence
- property in transit coverage
- Property inspection
- property insurance
- property insurance claim
- property insurance claims
- property insurance essentials
- property insurance exclusions
- property insurance requirements
- property insurance review
- property insurance tips
- property insurance trends 2026
- property loss prevention
- Property maintenance
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- property valuation strategies
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- proposed overtime law
- proposed overtime rule
- protect company data
- protect your vacant building
- protecting against malware
- protecting commercial property
- protecting company data
- protecting property from floods
- protecting your home from tornadoes
- protecting your vehicle
- psychological safety construction sites
- psychology in insurance
- Q1 2025
- Q2 2026 market report
- Q3 2025
- Q4 2024
- Q4 2025
- qualified health insurance
- qualified transportation benefits
- qualifying events and required documentation
- qualifying life event checklist
- quick-fix credit program
- ransom payment
- ransomware
- ransomware attacks construction
- ransomware insurance
- rate fatigue
- Ready.gov flood guidelines
- real estate portfolio management
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- real estate transactions
- real-time safety monitoring.
- real-time security alerts.
- reclassification compliance requirements
- reclassification employers and group health plan
- recordkeeping and reporting rule
- reducing driver distractions
- reflective gear importance
- reform
- regional agency winner
- regulate pharmacy benefit managers
- regulatory compliance
- regulatory compliance insurance
- regulatory landscape
- regulatory monitoring
- regulatory oversight
- regulatory shifts
- regulatory standards
- reinsurance market
- reinsurance supply and demand
- Relationship-Based Business
- remote monitoring
- report phishing
- required contribution percentage
- respiratory protection
- retail cyber security coverage
- retain employees
- Retirement
- return to work
- Return to work programs
- Ric Stoakes
- Risk Advisor
- risk advisors
- risk analysis
- Risk assessment
- Risk Consultant
- risk management
- risk management and consulting services
- risk management for roadside operations
- risk management for telecommunications
- risk management machanism
- risk managment
- risk mitigation
- risk mitigation for company vehicles
- risk mitigation technology
- Risk Reduction
- risk solutions
- risk transer
- risk transfer
- risk transfer checklist
- road construction safety
- road safety fall
- roadside accident prevention
- roadside collision prevention
- roadside emergency protocols
- roadside equipment safety
- roadside hazards prevention
- roadside inspections
- roadside safety equipment
- roadside violence prevention
- roadside visibility solutions
- roadside worker injury prevention
- Roadside worker safety
- roadside worker training
- Roadway Safety
- roadway safety prevention
- Rob Burkett
- Roof age
- roof maintenance
- rural broadband
- Ryan Swinton
- safe driving policies
- safe driving practices for employees
- safe driving tips
- Safe harbor
- safely operate aerial lift devices
- safety
- safety accountability strategies
- safety and loss control
- Safety and Loss Control Consultant
- safety and profitability
- safety audit protocols
- Safety Awareness
- Safety Best Practices
- Safety Committee
- safety compliance best practices
- safety compliance resources
- safety consultant
- safety consultation
- safety consulting
- Safety Culture
- safety culture improvement
- safety culture in construction
- safety dashboards
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- Safety Engagement
- safety fitness determination
- safety fitness of motor carriers
- safety habit reinforcement
- Safety Innovation
- Safety Leadership
- safety leadership metrics
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- safety violation penalties
- safety violations
- safety visibility children
- sales team growth
- sample corporate driving policy
- Sasquatch
- scaffolding safety
- school crossing safety
- school transportation safety
- school zone safety
- scope of distracted driving
- Scot Blehm
- Scott M. Stevens
- Scott Stevens
- Sean Krueger
- Seasonal property
- Seasonal safety tips
- seasonal vehicle care
- Section 6055 reporting
- Section 6056 reporting
- Secure Login
- security best practices
- security systems
- self-insured health plans
- severe storm preparation
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- severe weather insurance coverage
- severe weather preparation
- severe weather preparedness
- severe winter conditions
- shadow AI risks
- Shane Ideus
- shareholder directors
- shareholders
- sharing risk burden
- shifting potential liability
- shipping
- show employees they are valued
- sinkhole coverage
- sinkhole insurance claim
- sinkhole insurance coverage
- sinkhole warning signs
- site hazard control
- site inspections
- site-specific safety plan
- skidding
- skilled labor shortage
- slip and fall prevention
- Slips and falls prevention
- Slips Trips and Falls
- small business
- small business cyber
- small business cyber insurance
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- small business fiduciaries
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- small business insurance
- small business safety compliance
- small-business owner cyber
- smart home devices
- SMART safety goals
- smart technology
- social engineering
- social engineering fraud coverage.
- social engineering insurance
- social inflation
- soft markets
- softening market
- software security updates
- soil testing
- solar-powered security cameras
- sparkler safety
- SPD installation
- specialty goods
- specialty medications
- split point
- spontaneous combustion
- spooky cyber threats
- Stacey Schafer
- state-level regulations
- Steve Robeson
- storm business interruptions
- storm damage documentation
- storm damage protection
- strategic growth
- strategic leadership
- strategic partnership
- strong password practices
- subcontractor communication
- suicide rates construction workers
- summer safety
- supervisor safety training
- supply chain cyberattacks
- surge protection devices
- suspicious activity reporting
- Tags for this blog post: insurance market premium trends
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- tags: Cyber Liability
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- tags: Voluntary Benefits
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- team achievement
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- technology
- technology errors and omissions
- technology shifts
- teen driver safety
- telecom
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- temperature impact on workplace safety
- temperature safety guidelines
- Temporary disability claims
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- Terrorism Insurance
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- The Council of Insurance Agents & Brokers
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- Tips for increasing employee participation in open enrollment
- TMT industry
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- top 10 osha violations 2024
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- Trench Safety Stand Down Week
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- trends in E&O insurance
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- What employees need to know about HDHPs
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November 7, 2022
Categories
Employees are looking to their employers for guidance on navigating their available benefits and how to stretch their dollars further.
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November 4, 2022
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This preliminary list indicates the most violated safety standards for fiscal year 2022. Preliminary data shows that fall protection (general requirements) is at the top of the list of violations for the 12th year in a row, followed by hazard communication and respiratory protection.
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August 23, 2022
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This article describes six common types of phishing scams to watch out for and provides actionable suggestions for how to mitigate them.
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March 16, 2022
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We’ve defined six terms below to help you better understand your current plan and improve your next open enrollment selections.
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February 16, 2022
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We’ve defined six terms below to help you better understand your current plan and improve your next open enrollment selections.
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February 3, 2022
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Ransomware actors shifted to more lower payments made by middle-market organizations in Q3 of 2021.
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January 7, 2022
The White House’s $1 trillion infrastructure bill was signed into law on Nov. 15, 2021. Provisions in this bill affecting commercial motor vehicle (CMV) safety and operations can be found in the bill’s Surface Transportation Act of 2021.
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May 18, 2021
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UNICO can help provide you with CERC Certification to demonstrate that your business and project owners are protected with adequate insurance and risk management resources.
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May 7, 2021
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Sprains, strains and musculoskeletal disorders can result from lifting injuries, being hit by fallen objects or even a simple misstep. Protect yourself and others from these painful injuries by always practicing safety on the job.
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March 23, 2021
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Megan Hatch, Commercial Risk Consultant, breaks down The Council's 2020 Q4 Commercial Property/Casualty Market Index and what it means for your business.
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February 25, 2021
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March 2 - Employers subject to the electronic reporting requirement must submit their electronic reports using the ITA.
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February 12, 2021
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To ensure a successful program, it’s important to stay up to date on the latest workers’ compensation trends. Here are 6 workers’ compensation trends to watch in 2021.
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December 11, 2020
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As we reach different milestones in our lives, our insurance needs change. Here are eight events that affect your insurance needs.
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November 20, 2020
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Implementing a strong data security training program for employees can help your company retain high standards for data protection across the organization.
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October 16, 2020
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UNICO is happy to announce that four of our Business Risk Advisors are officially Commercial Risk Consultants; Megan Hatch, Adam Johnson, Chris Senkbile and Dan Mickells have completed all education and licensing requirements.
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October 9, 2020
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To help you understand the information included in a life insurance policy, we’ve gathered some basic terminology in this easy-to-reference overview.
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October 2, 2020
These specialized technology insurance terms are some of the most common you will need to know to best understand your technology insurance protections.
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