Contractual requirements, litigation and the potential for extended liability are challenges the communications industry faces with more regularity, making risk management a necessity. With these challenges, it's imperative to understand the process necessary to transfer risk and reduce your operating exposures to contractors that you may hire.
As our use of mobile devices continues to climb, cyber criminals are targeting them more frequently Follow these 12 tips to better protect the data on your mobile device.
Writing a BYOD policy forces companies to think things through before they turn their employees loose with their own smartphones and tablets on the organization’s network. To make sure nothing is overlooked, get input from people across the company: HR, IT, accounting, legal – workers and executives alike.
FMCSA has released 2023's ten most common violations committed by commercial motor vehicles and drivers during roadside inspections. The most common violation committed is operating a CMV without a CDL.
UNICO Group has officially announced the transition of key leaders, effective January 1, 2024, aimed at supporting the company’s long-term growth and independence.
Employers should be aware of the top compliance issues that impact their health plan coverage for 2024, such as plan transparency requirements, ongoing ACA litigation, possible expansion of ACA’s contraceptive coverage mandate or proposed legislation at state and federal levels to regulate pharmacy benefit managers (PBMs).
Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in early 2024.
The National Council on Compensation Insurance (NCCI) is making alterations to its experience modification factor for 2024. These changes are slated to go into effect on each state’s regular filing date on or after Nov. 1, 2023.
A new OSHA rule requiring certain employers in high-hazard industries to electronically submit additional injury and illness information becomes effective on January 1, 2024.
Karla Wilson and Nikki Bruns were recognized by the Health Insurance Marketplace as a member of the 2024 Marketplace Circle of Champions for helping over 20 consumers gain qualified health coverage. Karla was also recognized as Elite Marketplace Circle of Champions for assisting over 100 consumers.
OSHA announced its top 10 most frequently cited standards for the 2023 fiscal year using preliminary data. Fall protection is by far and away the most common cited standard.
Contractual Risk Transfer can be an integral part of your risk transfer strategy by reducing insurance claims and costs while placing risk with the party who is better positioned to control it.
CAA prohibits group health plans and health insurance carriers from entering into agreements with providers, TPAs, or other service providers that include language that would constitute a “gag clause.” Plans and issuers must annually submit an attestation of compliance with these requirements. The first attestation is due December 31, 2023.
Already in 2023, there have been more extreme events in America that cost at least $1 billion, exceeding the 2020 record. Catastrophes, the mounting costs of building materials and four other driving forces are increasing the cost of property insurance.
According to CIAB's Q3 2023 Market Survey, respondents reported an average increase among all lines of business of 8.1%, slightly down from 8.9% in Q2 and 8.8% in Q1.
Distracted driving is a huge potential problem for any company that may have employees who drive as part of their jobs. The problem of distracted driving continues to grow due to new technologies making distracted driving easier, drivers not guided by employer policies and harried workers that feel the need to work harder and faster.